Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 59.6% of households in Gilgandra (A) were purchasing or had fully paid off their home, while 21.7% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Gilgandra (A) - Households (Enumerated)
This table summarises housing tenure for Gilgandra (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Gilgandra (A), with comparison markers for Regional NSW.
Fully owned
2021 count
673
% of total
37.3%
Change from 2016
-2.1pp
673
37.3%
-2.1pp
Mortgage
2021 count
402
% of total
22.3%
Change from 2016
-1.3pp
402
22.3%
-1.3pp
Renting - Total
2021 count
391
% of total
21.7%
Change from 2016
-4.4pp
391
21.7%
-4.4pp
Renting - Social housing
2021 count
70
% of total
3.9%
Change from 2016
-0.2pp
70
3.9%
-0.2pp
Renting - Private
2021 count
312
% of total
17.3%
Change from 2016
-2.5pp
312
17.3%
-2.5pp
Renting - Not stated
2021 count
12
% of total
0.7%
Change from 2016
-1.5pp
12
0.7%
-1.5pp
Other tenure type
2021 count
104
% of total
5.8%
Change from 2016
+4.3pp
104
5.8%
+4.3pp
Not stated
2021 count
236
% of total
13.1%
Change from 2016
+3.4pp
236
13.1%
+3.4pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1
-2.1pp
Mortgage
0
-1.3pp
Renting - Total
-53
-4.4pp
Renting - Social housing
0
-0.2pp
Renting - Private
-25
-2.5pp
Renting - Not stated
-26
-1.5pp
Other tenure type
+78
+4.3pp
Not stated
+71
+3.4pp
Data table
Housing tenure for Gilgandra (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 673 | 37.3% | 36.3% | 672 | 39.4% | 35.5% | +1 | -2.1pp |
| Mortgage | 402 | 22.3% | 29.4% | 402 | 23.6% | 28.6% | 0 | -1.3pp |
| Renting - Total | 391 | 21.7% | 25.7% | 444 | 26.1% | 26.5% | -53 | -4.4pp |
| Renting - Social housing | 70 | 3.9% | 3.8% | 70 | 4.1% | 4.2% | 0 | -0.2pp |
| Renting - Private | 312 | 17.3% | 21.7% | 337 | 19.8% | 21.6% | -25 | -2.5pp |
| Renting - Not stated | 12 | 0.7% | 0.2% | 38 | 2.2% | 0.7% | -26 | -1.5pp |
| Other tenure type | 104 | 5.8% | 2.3% | 26 | 1.5% | 1.0% | +78 | +4.3pp |
| Not stated | 236 | 13.1% | 6.4% | 165 | 9.7% | 8.4% | +71 | +3.4pp |
| Total households | 1,802 | 100.0% | 100.0% | 1,704 | 100.0% | 100.0% | +98 | 0.0pp |