Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Gladstone (R), accounting for 11.3% (963 households). This share was higher than Regional Qld (9.8%).
Section overview
Monthly housing loan repayments
Gladstone (R) - Households (Enumerated)
This table summarises housing loan repayments for Gladstone (R) in 2021 for persons, with comparison against Regional Qld.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Gladstone (R), with comparison markers for Regional Qld.
$299 or less
2021 count
353
% of total
4.1%
353
4.1%
$300 - $599
2021 count
347
% of total
4.1%
347
4.1%
$600 - $999
2021 count
963
% of total
11.3%
963
11.3%
$1,000 - $1,199
2021 count
669
% of total
7.8%
669
7.8%
$1,200 - $1,399
2021 count
840
% of total
9.8%
840
9.8%
$1,400 - $1,599
2021 count
765
% of total
9.0%
765
9.0%
$1,600-$1,799
2021 count
858
% of total
10.0%
858
10.0%
$1,800 - $1,999
2021 count
571
% of total
6.7%
571
6.7%
$2,000 - $2,199
2021 count
889
% of total
10.4%
889
10.4%
$2,200 - $2,399
2021 count
366
% of total
4.3%
366
4.3%
$2,400-$2,599
2021 count
212
% of total
2.5%
212
2.5%
$2,600-$2,999
2021 count
473
% of total
5.5%
473
5.5%
$3,000-$3,999
2021 count
503
% of total
5.9%
503
5.9%
$4,000-$4,999
2021 count
144
% of total
1.7%
144
1.7%
$5000 and over
2021 count
104
% of total
1.2%
104
1.2%
Not stated
2021 count
484
% of total
5.7%
484
5.7%
Data table
Housing loan repayments for Gladstone (R). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
| Category | 2021 count | 2021 % | Regional Qld % |
|---|---|---|---|
| $299 or less | 353 | 4.1% | 4.6% |
| $300 - $599 | 347 | 4.1% | 4.1% |
| $600 - $999 | 963 | 11.3% | 9.8% |
| $1,000 - $1,199 | 669 | 7.8% | 7.4% |
| $1,200 - $1,399 | 840 | 9.8% | 9.5% |
| $1,400 - $1,599 | 765 | 9.0% | 8.8% |
| $1,600-$1,799 | 858 | 10.0% | 9.8% |
| $1,800 - $1,999 | 571 | 6.7% | 6.7% |
| $2,000 - $2,199 | 889 | 10.4% | 10.0% |
| $2,200 - $2,399 | 366 | 4.3% | 4.0% |
| $2,400-$2,599 | 212 | 2.5% | 2.6% |
| $2,600-$2,999 | 473 | 5.5% | 6.0% |
| $3,000-$3,999 | 503 | 5.9% | 6.3% |
| $4,000-$4,999 | 144 | 1.7% | 2.3% |
| $5000 and over | 104 | 1.2% | 1.8% |
| Not stated | 484 | 5.7% | 6.3% |
| Total | 8,541 | 100.0% | 100.0% |