Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Goondiwindi (R), accounting for 16.4% (164 households). This share was higher than Regional Qld (9.8%).
Section overview
Monthly housing loan repayments
Goondiwindi (R) - Households (Enumerated)
This table summarises housing loan repayments for Goondiwindi (R) in 2021 for persons, with comparison against Regional Qld.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Goondiwindi (R), with comparison markers for Regional Qld.
$299 or less
2021 count
89
% of total
8.9%
89
8.9%
$300 - $599
2021 count
55
% of total
5.5%
55
5.5%
$600 - $999
2021 count
164
% of total
16.4%
164
16.4%
$1,000 - $1,199
2021 count
91
% of total
9.1%
91
9.1%
$1,200 - $1,399
2021 count
100
% of total
10.0%
100
10.0%
$1,400 - $1,599
2021 count
76
% of total
7.6%
76
7.6%
$1,600-$1,799
2021 count
109
% of total
10.9%
109
10.9%
$1,800 - $1,999
2021 count
40
% of total
4.0%
40
4.0%
$2,000 - $2,199
2021 count
74
% of total
7.4%
74
7.4%
$2,200 - $2,399
2021 count
12
% of total
1.2%
12
1.2%
$2,400-$2,599
2021 count
13
% of total
1.3%
13
1.3%
$2,600-$2,999
2021 count
23
% of total
2.3%
23
2.3%
$3,000-$3,999
2021 count
35
% of total
3.5%
35
3.5%
$4,000-$4,999
2021 count
15
% of total
1.5%
15
1.5%
$5000 and over
2021 count
27
% of total
2.7%
27
2.7%
Not stated
2021 count
77
% of total
7.7%
77
7.7%
Data table
Housing loan repayments for Goondiwindi (R). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
| Category | 2021 count | 2021 % | Regional Qld % |
|---|---|---|---|
| $299 or less | 89 | 8.9% | 4.6% |
| $300 - $599 | 55 | 5.5% | 4.1% |
| $600 - $999 | 164 | 16.4% | 9.8% |
| $1,000 - $1,199 | 91 | 9.1% | 7.4% |
| $1,200 - $1,399 | 100 | 10.0% | 9.5% |
| $1,400 - $1,599 | 76 | 7.6% | 8.8% |
| $1,600-$1,799 | 109 | 10.9% | 9.8% |
| $1,800 - $1,999 | 40 | 4.0% | 6.7% |
| $2,000 - $2,199 | 74 | 7.4% | 10.0% |
| $2,200 - $2,399 | 12 | 1.2% | 4.0% |
| $2,400-$2,599 | 13 | 1.3% | 2.6% |
| $2,600-$2,999 | 23 | 2.3% | 6.0% |
| $3,000-$3,999 | 35 | 3.5% | 6.3% |
| $4,000-$4,999 | 15 | 1.5% | 2.3% |
| $5000 and over | 27 | 2.7% | 1.8% |
| Not stated | 77 | 7.7% | 6.3% |
| Total | 1,000 | 100.0% | 100.0% |