Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 67.6% of households in Goulburn Mulwaree (A) were purchasing or had fully paid off their home, while 28.9% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Goulburn Mulwaree (A) - Households (Enumerated)
This table summarises housing tenure for Goulburn Mulwaree (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Goulburn Mulwaree (A), with comparison markers for Regional NSW.
Fully owned
2021 count
4,256
% of total
35.3%
Change from 2016
0.0pp
4,256
35.3%
0.0pp
Mortgage
2021 count
3,896
% of total
32.3%
Change from 2016
0.0pp
3,896
32.3%
0.0pp
Renting - Total
2021 count
3,476
% of total
28.9%
Change from 2016
+0.3pp
3,476
28.9%
+0.3pp
Renting - Social housing
2021 count
633
% of total
5.3%
Change from 2016
-0.2pp
633
5.3%
-0.2pp
Renting - Private
2021 count
2,826
% of total
23.5%
Change from 2016
+1.1pp
2,826
23.5%
+1.1pp
Renting - Not stated
2021 count
20
% of total
0.2%
Change from 2016
-0.4pp
20
0.2%
-0.4pp
Other tenure type
2021 count
216
% of total
1.8%
Change from 2016
+0.9pp
216
1.8%
+0.9pp
Not stated
2021 count
199
% of total
1.7%
Change from 2016
-1.2pp
199
1.7%
-1.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+396
0.0pp
Mortgage
+360
0.0pp
Renting - Total
+347
+0.3pp
Renting - Social housing
+28
-0.2pp
Renting - Private
+371
+1.1pp
Renting - Not stated
-48
-0.4pp
Other tenure type
+115
+0.9pp
Not stated
-123
-1.2pp
Data table
Housing tenure for Goulburn Mulwaree (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 4,256 | 35.3% | 38.0% | 3,860 | 35.3% | 37.4% | +396 | 0.0pp |
| Mortgage | 3,896 | 32.3% | 31.2% | 3,536 | 32.3% | 30.6% | +360 | 0.0pp |
| Renting - Total | 3,476 | 28.9% | 26.8% | 3,129 | 28.6% | 27.9% | +347 | +0.3pp |
| Renting - Social housing | 633 | 5.3% | 4.0% | 605 | 5.5% | 4.5% | +28 | -0.2pp |
| Renting - Private | 2,826 | 23.5% | 22.6% | 2,455 | 22.4% | 22.7% | +371 | +1.1pp |
| Renting - Not stated | 20 | 0.2% | 0.2% | 68 | 0.6% | 0.7% | -48 | -0.4pp |
| Other tenure type | 216 | 1.8% | 2.3% | 101 | 0.9% | 1.0% | +115 | +0.9pp |
| Not stated | 199 | 1.7% | 1.7% | 322 | 2.9% | 3.0% | -123 | -1.2pp |
| Total households | 12,045 | 100.0% | 100.0% | 10,945 | 100.0% | 100.0% | +1,100 | 0.0pp |