Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.3% of households in Goulburn Mulwaree (A) were purchasing or had fully paid off their home, while 27.5% were renting. The mortgage share was higher than Regional NSW (29.4%).
Section overview
Housing tenure
Goulburn Mulwaree (A) - Households (Enumerated)
This table summarises housing tenure for Goulburn Mulwaree (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Goulburn Mulwaree (A), with comparison markers for Regional NSW.
Fully owned
2021 count
4,331
% of total
33.7%
Change from 2016
+0.1pp
4,331
33.7%
+0.1pp
Mortgage
2021 count
3,933
% of total
30.6%
Change from 2016
0.0pp
3,933
30.6%
0.0pp
Renting - Total
2021 count
3,533
% of total
27.5%
Change from 2016
+0.2pp
3,533
27.5%
+0.2pp
Renting - Social housing
2021 count
632
% of total
4.9%
Change from 2016
-0.3pp
632
4.9%
-0.3pp
Renting - Private
2021 count
2,886
% of total
22.4%
Change from 2016
+1.0pp
2,886
22.4%
+1.0pp
Renting - Not stated
2021 count
20
% of total
0.2%
Change from 2016
-0.4pp
20
0.2%
-0.4pp
Other tenure type
2021 count
232
% of total
1.8%
Change from 2016
+0.9pp
232
1.8%
+0.9pp
Not stated
2021 count
839
% of total
6.5%
Change from 2016
-1.1pp
839
6.5%
-1.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+422
+0.1pp
Mortgage
+373
0.0pp
Renting - Total
+361
+0.2pp
Renting - Social housing
+25
-0.3pp
Renting - Private
+394
+1.0pp
Renting - Not stated
-50
-0.4pp
Other tenure type
+128
+0.9pp
Not stated
-48
-1.1pp
Data table
Housing tenure for Goulburn Mulwaree (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 4,331 | 33.7% | 36.3% | 3,909 | 33.6% | 35.5% | +422 | +0.1pp |
| Mortgage | 3,933 | 30.6% | 29.4% | 3,560 | 30.6% | 28.6% | +373 | 0.0pp |
| Renting - Total | 3,533 | 27.5% | 25.7% | 3,172 | 27.3% | 26.5% | +361 | +0.2pp |
| Renting - Social housing | 632 | 4.9% | 3.8% | 607 | 5.2% | 4.2% | +25 | -0.3pp |
| Renting - Private | 2,886 | 22.4% | 21.7% | 2,492 | 21.4% | 21.6% | +394 | +1.0pp |
| Renting - Not stated | 20 | 0.2% | 0.2% | 70 | 0.6% | 0.7% | -50 | -0.4pp |
| Other tenure type | 232 | 1.8% | 2.3% | 104 | 0.9% | 1.0% | +128 | +0.9pp |
| Not stated | 839 | 6.5% | 6.4% | 887 | 7.6% | 8.4% | -48 | -1.1pp |
| Total households | 12,865 | 100.0% | 100.0% | 11,630 | 100.0% | 100.0% | +1,235 | 0.0pp |