Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 70.5% of households in Greater Bendigo (C) were purchasing or had fully paid off their home, while 26.9% were renting. The mortgage share was higher than Regional Vic. (33.2%).
Section overview
Housing tenure
Greater Bendigo (C) - Households (Enumerated)
This table summarises housing tenure for Greater Bendigo (C) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Greater Bendigo (C), with comparison markers for Regional Vic..
Fully owned
2021 count
16,172
% of total
34.7%
Change from 2016
+1.6pp
16,172
34.7%
+1.6pp
Mortgage
2021 count
16,683
% of total
35.8%
Change from 2016
+0.3pp
16,683
35.8%
+0.3pp
Renting - Total
2021 count
12,514
% of total
26.9%
Change from 2016
-1.1pp
12,514
26.9%
-1.1pp
Renting - Social housing
2021 count
1,729
% of total
3.7%
Change from 2016
-0.4pp
1,729
3.7%
-0.4pp
Renting - Private
2021 count
10,718
% of total
23.0%
Change from 2016
-0.3pp
10,718
23.0%
-0.3pp
Renting - Not stated
2021 count
66
% of total
0.1%
Change from 2016
-0.4pp
66
0.1%
-0.4pp
Other tenure type
2021 count
589
% of total
1.3%
Change from 2016
+0.7pp
589
1.3%
+0.7pp
Not stated
2021 count
643
% of total
1.4%
Change from 2016
-1.5pp
643
1.4%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+2,501
+1.6pp
Mortgage
+2,004
+0.3pp
Renting - Total
+951
-1.1pp
Renting - Social housing
+39
-0.4pp
Renting - Private
+1,061
-0.3pp
Renting - Not stated
-151
-0.4pp
Other tenure type
+361
+0.7pp
Not stated
-577
-1.5pp
Data table
Housing tenure for Greater Bendigo (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 16,172 | 34.7% | 39.3% | 13,671 | 33.1% | 37.8% | +2,501 | +1.6pp |
| Mortgage | 16,683 | 35.8% | 33.2% | 14,679 | 35.5% | 33.2% | +2,004 | +0.3pp |
| Renting - Total | 12,514 | 26.9% | 23.6% | 11,563 | 28.0% | 25.1% | +951 | -1.1pp |
| Renting - Social housing | 1,729 | 3.7% | 3.1% | 1,690 | 4.1% | 3.6% | +39 | -0.4pp |
| Renting - Private | 10,718 | 23.0% | 20.3% | 9,657 | 23.3% | 20.8% | +1,061 | -0.3pp |
| Renting - Not stated | 66 | 0.1% | 0.2% | 217 | 0.5% | 0.7% | -151 | -0.4pp |
| Other tenure type | 589 | 1.3% | 2.1% | 228 | 0.6% | 0.8% | +361 | +0.7pp |
| Not stated | 643 | 1.4% | 1.9% | 1,220 | 2.9% | 3.1% | -577 | -1.5pp |
| Total households | 46,599 | 100.0% | 100.0% | 41,361 | 100.0% | 100.0% | +5,238 | 0.0pp |