Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 66.7% of households in Greater Geraldton (C) were purchasing or had fully paid off their home, while 29.6% were renting. The mortgage share was higher than Regional WA (31.7%).

Section overview

Housing tenure

Greater Geraldton (C) - Households (Enumerated)

This table summarises housing tenure for Greater Geraldton (C) in 2021 for persons, with comparison against Regional WA and change since 2016.

Housing tenure snapshot

2021 distribution by category for Greater Geraldton (C), with comparison markers for Regional WA.

Greater Geraldton (C)
Regional WA

Fully owned

2021 count

4,554

% of total

31.8%

Change from 2016

+1.8pp

Mortgage

2021 count

4,998

% of total

34.9%

Change from 2016

+0.1pp

Renting - Total

2021 count

4,238

% of total

29.6%

Change from 2016

-2.1pp

Renting - Social housing

2021 count

656

% of total

4.6%

Change from 2016

-1.6pp

Renting - Private

2021 count

3,557

% of total

24.8%

Change from 2016

0.0pp

Renting - Not stated

2021 count

25

% of total

0.2%

Change from 2016

-0.4pp

Other tenure type

2021 count

303

% of total

2.1%

Change from 2016

+1.4pp

Not stated

2021 count

251

% of total

1.8%

Change from 2016

-0.9pp

Data table

Housing tenure for Greater Geraldton (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional WA.

Housing tenure for Greater Geraldton (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional WA.
Housing tenure for Greater Geraldton (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional WA.
Category20212016Change
Count%Regional WA%Count%Regional WA%Countpp
Fully owned4,55431.8%32.1%4,11730.0%30.3%+437+1.8pp
Mortgage4,99834.9%31.7%4,77334.8%31.0%+225+0.1pp
Renting - Total4,23829.6%30.3%4,34531.7%34.7%-107-2.1pp
Renting - Social housing6564.6%6.8%8546.2%7.4%-198-1.6pp
Renting - Private3,55724.8%23.2%3,40124.8%26.2%+1560.0pp
Renting - Not stated250.2%0.2%790.6%1.2%-54-0.4pp
Other tenure type3032.1%3.8%970.7%1.1%+206+1.4pp
Not stated2511.8%2.1%3732.7%2.9%-122-0.9pp
Total households14,338100.0%100.0%13,710100.0%100.0%+6280.0pp