Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 67.6% of households in Greater Shepparton (C) were purchasing or had fully paid off their home, while 27.8% were renting. The mortgage share was similar to Regional Vic. (33.2%).
Section overview
Housing tenure
Greater Shepparton (C) - Households (Enumerated)
This table summarises housing tenure for Greater Shepparton (C) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Greater Shepparton (C), with comparison markers for Regional Vic..
Fully owned
2021 count
8,516
% of total
34.3%
Change from 2016
+1.0pp
8,516
34.3%
+1.0pp
Mortgage
2021 count
8,264
% of total
33.3%
Change from 2016
-0.1pp
8,264
33.3%
-0.1pp
Renting - Total
2021 count
6,899
% of total
27.8%
Change from 2016
-0.9pp
6,899
27.8%
-0.9pp
Renting - Social housing
2021 count
1,067
% of total
4.3%
Change from 2016
-0.4pp
1,067
4.3%
-0.4pp
Renting - Private
2021 count
5,749
% of total
23.2%
Change from 2016
-0.1pp
5,749
23.2%
-0.1pp
Renting - Not stated
2021 count
84
% of total
0.3%
Change from 2016
-0.4pp
84
0.3%
-0.4pp
Other tenure type
2021 count
552
% of total
2.2%
Change from 2016
+1.2pp
552
2.2%
+1.2pp
Not stated
2021 count
557
% of total
2.2%
Change from 2016
-1.4pp
557
2.2%
-1.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,001
+1.0pp
Mortgage
+731
-0.1pp
Renting - Total
+409
-0.9pp
Renting - Social housing
+13
-0.4pp
Renting - Private
+478
-0.1pp
Renting - Not stated
-80
-0.4pp
Other tenure type
+319
+1.2pp
Not stated
-250
-1.4pp
Data table
Housing tenure for Greater Shepparton (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 8,516 | 34.3% | 39.3% | 7,515 | 33.3% | 37.8% | +1,001 | +1.0pp |
| Mortgage | 8,264 | 33.3% | 33.2% | 7,533 | 33.4% | 33.2% | +731 | -0.1pp |
| Renting - Total | 6,899 | 27.8% | 23.6% | 6,490 | 28.7% | 25.1% | +409 | -0.9pp |
| Renting - Social housing | 1,067 | 4.3% | 3.1% | 1,054 | 4.7% | 3.6% | +13 | -0.4pp |
| Renting - Private | 5,749 | 23.2% | 20.3% | 5,271 | 23.3% | 20.8% | +478 | -0.1pp |
| Renting - Not stated | 84 | 0.3% | 0.2% | 164 | 0.7% | 0.7% | -80 | -0.4pp |
| Other tenure type | 552 | 2.2% | 2.1% | 233 | 1.0% | 0.8% | +319 | +1.2pp |
| Not stated | 557 | 2.2% | 1.9% | 807 | 3.6% | 3.1% | -250 | -1.4pp |
| Total households | 24,795 | 100.0% | 100.0% | 22,583 | 100.0% | 100.0% | +2,212 | 0.0pp |