Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 72.4% of households in Gwydir (A) were purchasing or had fully paid off their home, while 18.1% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Gwydir (A) - Households (Enumerated)
This table summarises housing tenure for Gwydir (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Gwydir (A), with comparison markers for Regional NSW.
Fully owned
2021 count
971
% of total
51.2%
Change from 2016
+3.1pp
971
51.2%
+3.1pp
Mortgage
2021 count
402
% of total
21.2%
Change from 2016
-0.1pp
402
21.2%
-0.1pp
Renting - Total
2021 count
344
% of total
18.1%
Change from 2016
-7.4pp
344
18.1%
-7.4pp
Renting - Social housing
2021 count
18
% of total
0.9%
Change from 2016
-0.4pp
18
0.9%
-0.4pp
Renting - Private
2021 count
316
% of total
16.6%
Change from 2016
-4.6pp
316
16.6%
-4.6pp
Renting - Not stated
2021 count
7
% of total
0.4%
Change from 2016
-2.7pp
7
0.4%
-2.7pp
Other tenure type
2021 count
128
% of total
6.7%
Change from 2016
+5.2pp
128
6.7%
+5.2pp
Not stated
2021 count
55
% of total
2.9%
Change from 2016
-0.8pp
55
2.9%
-0.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+16
+3.1pp
Mortgage
-21
-0.1pp
Renting - Total
-162
-7.4pp
Renting - Social housing
-8
-0.4pp
Renting - Private
-105
-4.6pp
Renting - Not stated
-54
-2.7pp
Other tenure type
+99
+5.2pp
Not stated
-18
-0.8pp
Data table
Housing tenure for Gwydir (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 971 | 51.2% | 38.0% | 955 | 48.1% | 37.4% | +16 | +3.1pp |
| Mortgage | 402 | 21.2% | 31.2% | 423 | 21.3% | 30.6% | -21 | -0.1pp |
| Renting - Total | 344 | 18.1% | 26.8% | 506 | 25.5% | 27.9% | -162 | -7.4pp |
| Renting - Social housing | 18 | 0.9% | 4.0% | 26 | 1.3% | 4.5% | -8 | -0.4pp |
| Renting - Private | 316 | 16.6% | 22.6% | 421 | 21.2% | 22.7% | -105 | -4.6pp |
| Renting - Not stated | 7 | 0.4% | 0.2% | 61 | 3.1% | 0.7% | -54 | -2.7pp |
| Other tenure type | 128 | 6.7% | 2.3% | 29 | 1.5% | 1.0% | +99 | +5.2pp |
| Not stated | 55 | 2.9% | 1.7% | 73 | 3.7% | 3.0% | -18 | -0.8pp |
| Total households | 1,898 | 100.0% | 100.0% | 1,987 | 100.0% | 100.0% | -89 | 0.0pp |