Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 58.6% of households in Hay (A) were purchasing or had fully paid off their home, while 24.5% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Hay (A) - Households (Enumerated)
This table summarises housing tenure for Hay (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Hay (A), with comparison markers for Regional NSW.
Fully owned
2021 count
506
% of total
39.2%
Change from 2016
+1.1pp
506
39.2%
+1.1pp
Mortgage
2021 count
251
% of total
19.4%
Change from 2016
+0.3pp
251
19.4%
+0.3pp
Renting - Total
2021 count
316
% of total
24.5%
Change from 2016
-3.0pp
316
24.5%
-3.0pp
Renting - Social housing
2021 count
35
% of total
2.7%
Change from 2016
+0.2pp
35
2.7%
+0.2pp
Renting - Private
2021 count
274
% of total
21.2%
Change from 2016
-1.5pp
274
21.2%
-1.5pp
Renting - Not stated
2021 count
7
% of total
0.5%
Change from 2016
-1.3pp
7
0.5%
-1.3pp
Other tenure type
2021 count
61
% of total
4.7%
Change from 2016
+3.5pp
61
4.7%
+3.5pp
Not stated
2021 count
161
% of total
12.5%
Change from 2016
-1.6pp
161
12.5%
-1.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+24
+1.1pp
Mortgage
+10
+0.3pp
Renting - Total
-32
-3.0pp
Renting - Social housing
+4
+0.2pp
Renting - Private
-13
-1.5pp
Renting - Not stated
-16
-1.3pp
Other tenure type
+46
+3.5pp
Not stated
-17
-1.6pp
Data table
Housing tenure for Hay (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 506 | 39.2% | 36.3% | 482 | 38.1% | 35.5% | +24 | +1.1pp |
| Mortgage | 251 | 19.4% | 29.4% | 241 | 19.1% | 28.6% | +10 | +0.3pp |
| Renting - Total | 316 | 24.5% | 25.7% | 348 | 27.5% | 26.5% | -32 | -3.0pp |
| Renting - Social housing | 35 | 2.7% | 3.8% | 31 | 2.5% | 4.2% | +4 | +0.2pp |
| Renting - Private | 274 | 21.2% | 21.7% | 287 | 22.7% | 21.6% | -13 | -1.5pp |
| Renting - Not stated | 7 | 0.5% | 0.2% | 23 | 1.8% | 0.7% | -16 | -1.3pp |
| Other tenure type | 61 | 4.7% | 2.3% | 15 | 1.2% | 1.0% | +46 | +3.5pp |
| Not stated | 161 | 12.5% | 6.4% | 178 | 14.1% | 8.4% | -17 | -1.6pp |
| Total households | 1,291 | 100.0% | 100.0% | 1,265 | 100.0% | 100.0% | +26 | 0.0pp |