Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 70.1% of households in Hilltops (A) were purchasing or had fully paid off their home, while 23.4% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Hilltops (A) - Households (Enumerated)
This table summarises housing tenure for Hilltops (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Hilltops (A), with comparison markers for Regional NSW.
Fully owned
2021 count
3,142
% of total
42.4%
Change from 2016
+1.5pp
3,142
42.4%
+1.5pp
Mortgage
2021 count
2,048
% of total
27.7%
Change from 2016
-0.7pp
2,048
27.7%
-0.7pp
Renting - Total
2021 count
1,733
% of total
23.4%
Change from 2016
-2.6pp
1,733
23.4%
-2.6pp
Renting - Social housing
2021 count
170
% of total
2.3%
Change from 2016
-0.3pp
170
2.3%
-0.3pp
Renting - Private
2021 count
1,546
% of total
20.9%
Change from 2016
-1.0pp
1,546
20.9%
-1.0pp
Renting - Not stated
2021 count
12
% of total
0.2%
Change from 2016
-1.2pp
12
0.2%
-1.2pp
Other tenure type
2021 count
274
% of total
3.7%
Change from 2016
+2.8pp
274
3.7%
+2.8pp
Not stated
2021 count
203
% of total
2.7%
Change from 2016
-1.0pp
203
2.7%
-1.0pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+245
+1.5pp
Mortgage
+40
-0.7pp
Renting - Total
-108
-2.6pp
Renting - Social housing
-15
-0.3pp
Renting - Private
-2
-1.0pp
Renting - Not stated
-90
-1.2pp
Other tenure type
+209
+2.8pp
Not stated
-60
-1.0pp
Data table
Housing tenure for Hilltops (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 3,142 | 42.4% | 38.0% | 2,897 | 40.9% | 37.4% | +245 | +1.5pp |
| Mortgage | 2,048 | 27.7% | 31.2% | 2,008 | 28.4% | 30.6% | +40 | -0.7pp |
| Renting - Total | 1,733 | 23.4% | 26.8% | 1,841 | 26.0% | 27.9% | -108 | -2.6pp |
| Renting - Social housing | 170 | 2.3% | 4.0% | 185 | 2.6% | 4.5% | -15 | -0.3pp |
| Renting - Private | 1,546 | 20.9% | 22.6% | 1,548 | 21.9% | 22.7% | -2 | -1.0pp |
| Renting - Not stated | 12 | 0.2% | 0.2% | 102 | 1.4% | 0.7% | -90 | -1.2pp |
| Other tenure type | 274 | 3.7% | 2.3% | 65 | 0.9% | 1.0% | +209 | +2.8pp |
| Not stated | 203 | 2.7% | 1.7% | 263 | 3.7% | 3.0% | -60 | -1.0pp |
| Total households | 7,403 | 100.0% | 100.0% | 7,075 | 100.0% | 100.0% | +328 | 0.0pp |