Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Hobart (C), accounting for 10.1% (583 households). This share was higher than Greater Hobart (8.7%).
Section overview
Monthly housing loan repayments
Hobart (C) - Households (Enumerated)
This table summarises housing loan repayments for Hobart (C) in 2021 for persons, with comparison against Greater Hobart.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Hobart (C), with comparison markers for Greater Hobart.
$299 or less
2021 count
388
% of total
6.7%
388
6.7%
$300 - $599
2021 count
276
% of total
4.8%
276
4.8%
$600 - $999
2021 count
452
% of total
7.8%
452
7.8%
$1,000 - $1,199
2021 count
363
% of total
6.3%
363
6.3%
$1,200 - $1,399
2021 count
385
% of total
6.6%
385
6.6%
$1,400 - $1,599
2021 count
422
% of total
7.3%
422
7.3%
$1,600-$1,799
2021 count
451
% of total
7.8%
451
7.8%
$1,800 - $1,999
2021 count
364
% of total
6.3%
364
6.3%
$2,000 - $2,199
2021 count
583
% of total
10.1%
583
10.1%
$2,200 - $2,399
2021 count
256
% of total
4.4%
256
4.4%
$2,400-$2,599
2021 count
191
% of total
3.3%
191
3.3%
$2,600-$2,999
2021 count
420
% of total
7.3%
420
7.3%
$3,000-$3,999
2021 count
553
% of total
9.5%
553
9.5%
$4,000-$4,999
2021 count
233
% of total
4.0%
233
4.0%
$5000 and over
2021 count
216
% of total
3.7%
216
3.7%
Not stated
2021 count
239
% of total
4.1%
239
4.1%
Data table
Housing loan repayments for Hobart (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Hobart.
| Category | 2021 count | 2021 % | Greater Hobart % |
|---|---|---|---|
| $299 or less | 388 | 6.7% | 5.1% |
| $300 - $599 | 276 | 4.8% | 5.1% |
| $600 - $999 | 452 | 7.8% | 11.4% |
| $1,000 - $1,199 | 363 | 6.3% | 9.1% |
| $1,200 - $1,399 | 385 | 6.6% | 11.3% |
| $1,400 - $1,599 | 422 | 7.3% | 10.0% |
| $1,600-$1,799 | 451 | 7.8% | 10.4% |
| $1,800 - $1,999 | 364 | 6.3% | 6.5% |
| $2,000 - $2,199 | 583 | 10.1% | 8.7% |
| $2,200 - $2,399 | 256 | 4.4% | 3.2% |
| $2,400-$2,599 | 191 | 3.3% | 1.9% |
| $2,600-$2,999 | 420 | 7.3% | 4.7% |
| $3,000-$3,999 | 553 | 9.5% | 4.9% |
| $4,000-$4,999 | 233 | 4.0% | 1.9% |
| $5000 and over | 216 | 3.7% | 1.4% |
| Not stated | 239 | 4.1% | 4.4% |
| Total | 5,792 | 100.0% | 100.0% |