Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.3% of households in Horsham (RC) were purchasing or had fully paid off their home, while 24.8% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Horsham (RC) - Households (Enumerated)
This table summarises housing tenure for Horsham (RC) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Horsham (RC), with comparison markers for Regional Vic..
Fully owned
2021 count
3,237
% of total
39.4%
Change from 2016
+1.5pp
3,237
39.4%
+1.5pp
Mortgage
2021 count
2,625
% of total
31.9%
Change from 2016
-1.2pp
2,625
31.9%
-1.2pp
Renting - Total
2021 count
2,036
% of total
24.8%
Change from 2016
-0.6pp
2,036
24.8%
-0.6pp
Renting - Social housing
2021 count
324
% of total
3.9%
Change from 2016
-0.2pp
324
3.9%
-0.2pp
Renting - Private
2021 count
1,704
% of total
20.7%
Change from 2016
+0.1pp
1,704
20.7%
+0.1pp
Renting - Not stated
2021 count
14
% of total
0.2%
Change from 2016
-0.4pp
14
0.2%
-0.4pp
Other tenure type
2021 count
171
% of total
2.1%
Change from 2016
+1.3pp
171
2.1%
+1.3pp
Not stated
2021 count
146
% of total
1.8%
Change from 2016
-1.1pp
146
1.8%
-1.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+309
+1.5pp
Mortgage
+72
-1.2pp
Renting - Total
+77
-0.6pp
Renting - Social housing
+7
-0.2pp
Renting - Private
+112
+0.1pp
Renting - Not stated
-36
-0.4pp
Other tenure type
+108
+1.3pp
Not stated
-77
-1.1pp
Data table
Housing tenure for Horsham (RC). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 3,237 | 39.4% | 39.3% | 2,928 | 37.9% | 37.8% | +309 | +1.5pp |
| Mortgage | 2,625 | 31.9% | 33.2% | 2,553 | 33.1% | 33.2% | +72 | -1.2pp |
| Renting - Total | 2,036 | 24.8% | 23.6% | 1,959 | 25.4% | 25.1% | +77 | -0.6pp |
| Renting - Social housing | 324 | 3.9% | 3.1% | 317 | 4.1% | 3.6% | +7 | -0.2pp |
| Renting - Private | 1,704 | 20.7% | 20.3% | 1,592 | 20.6% | 20.8% | +112 | +0.1pp |
| Renting - Not stated | 14 | 0.2% | 0.2% | 50 | 0.6% | 0.7% | -36 | -0.4pp |
| Other tenure type | 171 | 2.1% | 2.1% | 63 | 0.8% | 0.8% | +108 | +1.3pp |
| Not stated | 146 | 1.8% | 1.9% | 223 | 2.9% | 3.1% | -77 | -1.1pp |
| Total households | 8,216 | 100.0% | 100.0% | 7,721 | 100.0% | 100.0% | +495 | 0.0pp |