Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,400 - $1,599 was the most common mortgage repayment band among households with a mortgage in Campbellfield, accounting for 12.9% (63 households). This share was higher than Hume (C) (8.8%).
Section overview
Monthly housing loan repayments
Campbellfield - Households (Enumerated)
This table summarises housing loan repayments for Campbellfield in 2021 for persons, with comparison against Hume (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Campbellfield, with comparison markers for Hume (C).
$299 or less
2021 count
27
% of total
5.5%
27
5.5%
$300 - $599
2021 count
29
% of total
5.9%
29
5.9%
$600 - $999
2021 count
36
% of total
7.4%
36
7.4%
$1,000 - $1,199
2021 count
31
% of total
6.4%
31
6.4%
$1,200 - $1,399
2021 count
45
% of total
9.2%
45
9.2%
$1,400 - $1,599
2021 count
63
% of total
12.9%
63
12.9%
$1,600-$1,799
2021 count
62
% of total
12.7%
62
12.7%
$1,800 - $1,999
2021 count
36
% of total
7.4%
36
7.4%
$2,000 - $2,199
2021 count
51
% of total
10.5%
51
10.5%
$2,200 - $2,399
2021 count
16
% of total
3.3%
16
3.3%
$2,400-$2,599
2021 count
11
% of total
2.3%
11
2.3%
$2,600-$2,999
2021 count
17
% of total
3.5%
17
3.5%
$3,000-$3,999
2021 count
15
% of total
3.1%
15
3.1%
$4,000-$4,999
2021 count
9
% of total
1.8%
9
1.8%
$5000 and over
2021 count
4
% of total
0.8%
4
0.8%
Not stated
2021 count
36
% of total
7.4%
36
7.4%
Data table
Housing loan repayments for Campbellfield. Monthly housing loan repayments. 2021 counts and percentages compared with Hume (C).
| Category | 2021 count | 2021 % | Hume (C) % |
|---|---|---|---|
| $299 or less | 27 | 5.5% | 3.9% |
| $300 - $599 | 29 | 5.9% | 2.7% |
| $600 - $999 | 36 | 7.4% | 5.8% |
| $1,000 - $1,199 | 31 | 6.4% | 5.1% |
| $1,200 - $1,399 | 45 | 9.2% | 7.4% |
| $1,400 - $1,599 | 63 | 12.9% | 8.8% |
| $1,600-$1,799 | 62 | 12.7% | 10.8% |
| $1,800 - $1,999 | 36 | 7.4% | 9.3% |
| $2,000 - $2,199 | 51 | 10.5% | 13.3% |
| $2,200 - $2,399 | 16 | 3.3% | 6.0% |
| $2,400-$2,599 | 11 | 2.3% | 4.4% |
| $2,600-$2,999 | 17 | 3.5% | 5.4% |
| $3,000-$3,999 | 15 | 3.1% | 6.0% |
| $4,000-$4,999 | 9 | 1.8% | 2.1% |
| $5000 and over | 4 | 0.8% | 1.8% |
| Not stated | 36 | 7.4% | 7.1% |
| Total | 488 | 100.0% | 100.0% |