Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Greenvale (Vic.), accounting for 12.9% (440 households). This share was lower than Hume (C) (13.3%).
Section overview
Monthly housing loan repayments
Greenvale (Vic.) - Households (Enumerated)
This table summarises housing loan repayments for Greenvale (Vic.) in 2021 for persons, with comparison against Hume (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Greenvale (Vic.), with comparison markers for Hume (C).
$299 or less
2021 count
141
% of total
4.1%
141
4.1%
$300 - $599
2021 count
82
% of total
2.4%
82
2.4%
$600 - $999
2021 count
146
% of total
4.3%
146
4.3%
$1,000 - $1,199
2021 count
117
% of total
3.4%
117
3.4%
$1,200 - $1,399
2021 count
161
% of total
4.7%
161
4.7%
$1,400 - $1,599
2021 count
170
% of total
5.0%
170
5.0%
$1,600-$1,799
2021 count
216
% of total
6.3%
216
6.3%
$1,800 - $1,999
2021 count
222
% of total
6.5%
222
6.5%
$2,000 - $2,199
2021 count
440
% of total
12.9%
440
12.9%
$2,200 - $2,399
2021 count
243
% of total
7.1%
243
7.1%
$2,400-$2,599
2021 count
224
% of total
6.6%
224
6.6%
$2,600-$2,999
2021 count
314
% of total
9.2%
314
9.2%
$3,000-$3,999
2021 count
397
% of total
11.6%
397
11.6%
$4,000-$4,999
2021 count
139
% of total
4.1%
139
4.1%
$5000 and over
2021 count
109
% of total
3.2%
109
3.2%
Not stated
2021 count
288
% of total
8.4%
288
8.4%
Data table
Housing loan repayments for Greenvale (Vic.). Monthly housing loan repayments. 2021 counts and percentages compared with Hume (C).
| Category | 2021 count | 2021 % | Hume (C) % |
|---|---|---|---|
| $299 or less | 141 | 4.1% | 3.9% |
| $300 - $599 | 82 | 2.4% | 2.7% |
| $600 - $999 | 146 | 4.3% | 5.8% |
| $1,000 - $1,199 | 117 | 3.4% | 5.1% |
| $1,200 - $1,399 | 161 | 4.7% | 7.4% |
| $1,400 - $1,599 | 170 | 5.0% | 8.8% |
| $1,600-$1,799 | 216 | 6.3% | 10.8% |
| $1,800 - $1,999 | 222 | 6.5% | 9.3% |
| $2,000 - $2,199 | 440 | 12.9% | 13.3% |
| $2,200 - $2,399 | 243 | 7.1% | 6.0% |
| $2,400-$2,599 | 224 | 6.6% | 4.4% |
| $2,600-$2,999 | 314 | 9.2% | 5.4% |
| $3,000-$3,999 | 397 | 11.6% | 6.0% |
| $4,000-$4,999 | 139 | 4.1% | 2.1% |
| $5000 and over | 109 | 3.2% | 1.8% |
| Not stated | 288 | 8.4% | 7.1% |
| Total | 3,409 | 100.0% | 100.0% |