Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, 5000 And Over was the most common mortgage repayment band among households with a mortgage in Hunters Hill (A), accounting for 37% (545 households). This share was higher than Greater Sydney (9.6%).

Section overview

Monthly housing loan repayments

Hunters Hill (A) - Households (Enumerated)

This table summarises housing loan repayments for Hunters Hill (A) in 2021 for persons, with comparison against Greater Sydney.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Hunters Hill (A), with comparison markers for Greater Sydney.

Hunters Hill (A)
Greater Sydney

Nil Repayments

2021 count

74

% of total

5.0%

1 To 149

2021 count

6

% of total

0.4%

150 To 299

2021 count

8

% of total

0.5%

300 To 449

2021 count

7

% of total

0.5%

450 To 599

2021 count

13

% of total

0.9%

600 To 799

2021 count

10

% of total

0.7%

800 To 999

2021 count

20

% of total

1.4%

1000 To 1199

2021 count

31

% of total

2.1%

1200 To 1399

2021 count

28

% of total

1.9%

1400 To 1599

2021 count

32

% of total

2.2%

1600 To 1799

2021 count

26

% of total

1.8%

1800 To 1999

2021 count

18

% of total

1.2%

2000 To 2199

2021 count

80

% of total

5.4%

2200 To 2399

2021 count

26

% of total

1.8%

2400 To 2599

2021 count

37

% of total

2.5%

2600 To 2799

2021 count

37

% of total

2.5%

2800 To 2999

2021 count

18

% of total

1.2%

3000 To 3499

2021 count

112

% of total

7.6%

3500 To 3999

2021 count

65

% of total

4.4%

4000 To 4999

2021 count

170

% of total

11.6%

5000 And Over

2021 count

545

% of total

37.0%

Not stated

2021 count

108

% of total

7.3%

Data table

Housing loan repayments for Hunters Hill (A). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Sydney.

Housing loan repayments for Hunters Hill (A). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Sydney.
Housing loan repayments for Hunters Hill (A). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Sydney.
Category2021 count2021 %Greater Sydney %
Nil Repayments745.0%3.3%
1 To 14960.4%0.8%
150 To 29980.5%0.6%
300 To 44970.5%1.1%
450 To 599130.9%1.0%
600 To 799100.7%1.7%
800 To 999201.4%2.3%
1000 To 1199312.1%3.2%
1200 To 1399281.9%3.9%
1400 To 1599322.2%4.2%
1600 To 1799261.8%5.1%
1800 To 1999181.2%4.3%
2000 To 2199805.4%9.3%
2200 To 2399261.8%4.8%
2400 To 2599372.5%4.8%
2600 To 2799372.5%5.7%
2800 To 2999181.2%3.5%
3000 To 34991127.6%11.2%
3500 To 3999654.4%4.9%
4000 To 499917011.6%8.0%
5000 And Over54537.0%9.6%
Not stated1087.3%6.6%
Total1,471100.0%100.0%