Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $1,200 to $1,399 was the most common mortgage repayment band among households with a mortgage in Huon Valley (M), accounting for 12.4% (323 households). This share was lower than Regional Tas. (13.1%).

Section overview

Monthly housing loan repayments

Huon Valley (M) - Households (Enumerated)

This table summarises housing loan repayments for Huon Valley (M) in 2021 for persons, with comparison against Regional Tas..

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Huon Valley (M), with comparison markers for Regional Tas..

Huon Valley (M)
Regional Tas.

Nil Repayments

2021 count

50

% of total

1.9%

1 To 149

2021 count

38

% of total

1.5%

150 To 299

2021 count

52

% of total

2.0%

300 To 449

2021 count

107

% of total

4.1%

450 To 599

2021 count

94

% of total

3.6%

600 To 799

2021 count

177

% of total

6.8%

800 To 999

2021 count

213

% of total

8.2%

1000 To 1199

2021 count

271

% of total

10.4%

1200 To 1399

2021 count

323

% of total

12.4%

1400 To 1599

2021 count

269

% of total

10.3%

1600 To 1799

2021 count

256

% of total

9.8%

1800 To 1999

2021 count

150

% of total

5.8%

2000 To 2199

2021 count

180

% of total

6.9%

2200 To 2399

2021 count

69

% of total

2.6%

2400 To 2599

2021 count

38

% of total

1.5%

2600 To 2799

2021 count

45

% of total

1.7%

2800 To 2999

2021 count

18

% of total

0.7%

3000 To 3499

2021 count

57

% of total

2.2%

3500 To 3999

2021 count

12

% of total

0.5%

4000 To 4999

2021 count

26

% of total

1.0%

5000 And Over

2021 count

17

% of total

0.7%

Not stated

2021 count

142

% of total

5.5%

Data table

Housing loan repayments for Huon Valley (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..

Housing loan repayments for Huon Valley (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
Housing loan repayments for Huon Valley (M). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
Category2021 count2021 %Regional Tas. %
Nil Repayments501.9%2.5%
1 To 149381.5%1.1%
150 To 299522.0%1.7%
300 To 4491074.1%3.8%
450 To 599943.6%3.8%
600 To 7991776.8%7.6%
800 To 9992138.2%10.7%
1000 To 119927110.4%12.8%
1200 To 139932312.4%13.1%
1400 To 159926910.3%9.9%
1600 To 17992569.8%8.3%
1800 To 19991505.8%4.1%
2000 To 21991806.9%6.0%
2200 To 2399692.6%1.7%
2400 To 2599381.5%0.9%
2600 To 2799451.7%1.9%
2800 To 2999180.7%0.7%
3000 To 3499572.2%2.0%
3500 To 3999120.5%0.6%
4000 To 4999261.0%0.9%
5000 And Over170.7%0.8%
Not stated1425.5%4.9%
Total2,604100.0%100.0%