Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 80.8% of households in Indigo (S) were purchasing or had fully paid off their home, while 15.1% were renting. The mortgage share was higher than Regional Vic. (33.2%).

Section overview

Housing tenure

Indigo (S) - Households (Enumerated)

This table summarises housing tenure for Indigo (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.

Housing tenure snapshot

2021 distribution by category for Indigo (S), with comparison markers for Regional Vic..

Indigo (S)
Regional Vic.

Fully owned

2021 count

2,879

% of total

43.5%

Change from 2016

+2.0pp

Mortgage

2021 count

2,470

% of total

37.3%

Change from 2016

+0.2pp

Renting - Total

2021 count

1,001

% of total

15.1%

Change from 2016

-3.2pp

Renting - Social housing

2021 count

104

% of total

1.6%

Change from 2016

-0.4pp

Renting - Private

2021 count

889

% of total

13.4%

Change from 2016

-2.2pp

Renting - Not stated

2021 count

6

% of total

0.1%

Change from 2016

-0.6pp

Other tenure type

2021 count

143

% of total

2.2%

Change from 2016

+1.5pp

Not stated

2021 count

131

% of total

2.0%

Change from 2016

-0.5pp

Data table

Housing tenure for Indigo (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..

Housing tenure for Indigo (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
Housing tenure for Indigo (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
Category20212016Change
Count%Regional Vic.%Count%Regional Vic.%Countpp
Fully owned2,87943.5%39.3%2,44741.5%37.8%+432+2.0pp
Mortgage2,47037.3%33.2%2,18937.1%33.2%+281+0.2pp
Renting - Total1,00115.1%23.6%1,07818.3%25.1%-77-3.2pp
Renting - Social housing1041.6%3.1%1152.0%3.6%-11-0.4pp
Renting - Private88913.4%20.3%92115.6%20.8%-32-2.2pp
Renting - Not stated60.1%0.2%420.7%0.7%-36-0.6pp
Other tenure type1432.2%2.1%410.7%0.8%+102+1.5pp
Not stated1312.0%1.9%1472.5%3.1%-16-0.5pp
Total households6,615100.0%100.0%5,897100.0%100.0%+7180.0pp