Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Ashfield (NSW), accounting for 14.1% (298 households). This share was lower than Inner West (A) (17.7%).
Section overview
Monthly housing loan repayments
Ashfield (NSW) - Households (Enumerated)
This table summarises housing loan repayments for Ashfield (NSW) in 2021 for persons, with comparison against Inner West (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Ashfield (NSW), with comparison markers for Inner West (A).
$299 or less
2021 count
105
% of total
5.0%
105
5.0%
$300 - $599
2021 count
56
% of total
2.7%
56
2.7%
$600 - $999
2021 count
99
% of total
4.7%
99
4.7%
$1,000 - $1,199
2021 count
71
% of total
3.4%
71
3.4%
$1,200 - $1,399
2021 count
87
% of total
4.1%
87
4.1%
$1,400 - $1,599
2021 count
84
% of total
4.0%
84
4.0%
$1,600-$1,799
2021 count
105
% of total
5.0%
105
5.0%
$1,800 - $1,999
2021 count
103
% of total
4.9%
103
4.9%
$2,000 - $2,199
2021 count
256
% of total
12.1%
256
12.1%
$2,200 - $2,399
2021 count
116
% of total
5.5%
116
5.5%
$2,400-$2,599
2021 count
113
% of total
5.4%
113
5.4%
$2,600-$2,999
2021 count
187
% of total
8.9%
187
8.9%
$3,000-$3,999
2021 count
298
% of total
14.1%
298
14.1%
$4,000-$4,999
2021 count
147
% of total
7.0%
147
7.0%
$5000 and over
2021 count
167
% of total
7.9%
167
7.9%
Not stated
2021 count
117
% of total
5.5%
117
5.5%
Data table
Housing loan repayments for Ashfield (NSW). Monthly housing loan repayments. 2021 counts and percentages compared with Inner West (A).
| Category | 2021 count | 2021 % | Inner West (A) % |
|---|---|---|---|
| $299 or less | 105 | 5.0% | 4.7% |
| $300 - $599 | 56 | 2.7% | 1.9% |
| $600 - $999 | 99 | 4.7% | 3.2% |
| $1,000 - $1,199 | 71 | 3.4% | 2.7% |
| $1,200 - $1,399 | 87 | 4.1% | 3.0% |
| $1,400 - $1,599 | 84 | 4.0% | 3.0% |
| $1,600-$1,799 | 105 | 5.0% | 3.6% |
| $1,800 - $1,999 | 103 | 4.9% | 3.3% |
| $2,000 - $2,199 | 256 | 12.1% | 6.8% |
| $2,200 - $2,399 | 116 | 5.5% | 3.4% |
| $2,400-$2,599 | 113 | 5.4% | 3.9% |
| $2,600-$2,999 | 187 | 8.9% | 7.4% |
| $3,000-$3,999 | 298 | 14.1% | 17.7% |
| $4,000-$4,999 | 147 | 7.0% | 12.7% |
| $5000 and over | 167 | 7.9% | 17.6% |
| Not stated | 117 | 5.5% | 5.0% |
| Total | 2,111 | 100.0% | 100.0% |