Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Balmain, accounting for 33.5% (425 households). This share was higher than Inner West (A) (17.6%).
Section overview
Monthly housing loan repayments
Balmain - Households (Enumerated)
This table summarises housing loan repayments for Balmain in 2021 for persons, with comparison against Inner West (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Balmain, with comparison markers for Inner West (A).
$299 or less
2021 count
75
% of total
5.9%
75
5.9%
$300 - $599
2021 count
27
% of total
2.1%
27
2.1%
$600 - $999
2021 count
30
% of total
2.4%
30
2.4%
$1,000 - $1,199
2021 count
23
% of total
1.8%
23
1.8%
$1,200 - $1,399
2021 count
17
% of total
1.3%
17
1.3%
$1,400 - $1,599
2021 count
14
% of total
1.1%
14
1.1%
$1,600-$1,799
2021 count
21
% of total
1.7%
21
1.7%
$1,800 - $1,999
2021 count
22
% of total
1.7%
22
1.7%
$2,000 - $2,199
2021 count
54
% of total
4.3%
54
4.3%
$2,200 - $2,399
2021 count
26
% of total
2.0%
26
2.0%
$2,400-$2,599
2021 count
35
% of total
2.8%
35
2.8%
$2,600-$2,999
2021 count
57
% of total
4.5%
57
4.5%
$3,000-$3,999
2021 count
194
% of total
15.3%
194
15.3%
$4,000-$4,999
2021 count
161
% of total
12.7%
161
12.7%
$5000 and over
2021 count
425
% of total
33.5%
425
33.5%
Not stated
2021 count
89
% of total
7.0%
89
7.0%
Data table
Housing loan repayments for Balmain. Monthly housing loan repayments. 2021 counts and percentages compared with Inner West (A).
| Category | 2021 count | 2021 % | Inner West (A) % |
|---|---|---|---|
| $299 or less | 75 | 5.9% | 4.7% |
| $300 - $599 | 27 | 2.1% | 1.9% |
| $600 - $999 | 30 | 2.4% | 3.2% |
| $1,000 - $1,199 | 23 | 1.8% | 2.7% |
| $1,200 - $1,399 | 17 | 1.3% | 3.0% |
| $1,400 - $1,599 | 14 | 1.1% | 3.0% |
| $1,600-$1,799 | 21 | 1.7% | 3.6% |
| $1,800 - $1,999 | 22 | 1.7% | 3.3% |
| $2,000 - $2,199 | 54 | 4.3% | 6.8% |
| $2,200 - $2,399 | 26 | 2.0% | 3.4% |
| $2,400-$2,599 | 35 | 2.8% | 3.9% |
| $2,600-$2,999 | 57 | 4.5% | 7.4% |
| $3,000-$3,999 | 194 | 15.3% | 17.7% |
| $4,000-$4,999 | 161 | 12.7% | 12.7% |
| $5000 and over | 425 | 33.5% | 17.6% |
| Not stated | 89 | 7.0% | 5.0% |
| Total | 1,270 | 100.0% | 100.0% |