Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Dulwich Hill, accounting for 17.2% (281 households). This share was lower than Inner West (A) (17.7%).
Section overview
Monthly housing loan repayments
Dulwich Hill - Households (Enumerated)
This table summarises housing loan repayments for Dulwich Hill in 2021 for persons, with comparison against Inner West (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Dulwich Hill, with comparison markers for Inner West (A).
$299 or less
2021 count
60
% of total
3.7%
60
3.7%
$300 - $599
2021 count
33
% of total
2.0%
33
2.0%
$600 - $999
2021 count
68
% of total
4.2%
68
4.2%
$1,000 - $1,199
2021 count
56
% of total
3.4%
56
3.4%
$1,200 - $1,399
2021 count
65
% of total
4.0%
65
4.0%
$1,400 - $1,599
2021 count
76
% of total
4.6%
76
4.6%
$1,600-$1,799
2021 count
87
% of total
5.3%
87
5.3%
$1,800 - $1,999
2021 count
78
% of total
4.8%
78
4.8%
$2,000 - $2,199
2021 count
144
% of total
8.8%
144
8.8%
$2,200 - $2,399
2021 count
77
% of total
4.7%
77
4.7%
$2,400-$2,599
2021 count
63
% of total
3.9%
63
3.9%
$2,600-$2,999
2021 count
141
% of total
8.6%
141
8.6%
$3,000-$3,999
2021 count
281
% of total
17.2%
281
17.2%
$4,000-$4,999
2021 count
160
% of total
9.8%
160
9.8%
$5000 and over
2021 count
178
% of total
10.9%
178
10.9%
Not stated
2021 count
68
% of total
4.2%
68
4.2%
Data table
Housing loan repayments for Dulwich Hill. Monthly housing loan repayments. 2021 counts and percentages compared with Inner West (A).
| Category | 2021 count | 2021 % | Inner West (A) % |
|---|---|---|---|
| $299 or less | 60 | 3.7% | 4.7% |
| $300 - $599 | 33 | 2.0% | 1.9% |
| $600 - $999 | 68 | 4.2% | 3.2% |
| $1,000 - $1,199 | 56 | 3.4% | 2.7% |
| $1,200 - $1,399 | 65 | 4.0% | 3.0% |
| $1,400 - $1,599 | 76 | 4.6% | 3.0% |
| $1,600-$1,799 | 87 | 5.3% | 3.6% |
| $1,800 - $1,999 | 78 | 4.8% | 3.3% |
| $2,000 - $2,199 | 144 | 8.8% | 6.8% |
| $2,200 - $2,399 | 77 | 4.7% | 3.4% |
| $2,400-$2,599 | 63 | 3.9% | 3.9% |
| $2,600-$2,999 | 141 | 8.6% | 7.4% |
| $3,000-$3,999 | 281 | 17.2% | 17.7% |
| $4,000-$4,999 | 160 | 9.8% | 12.7% |
| $5000 and over | 178 | 10.9% | 17.6% |
| Not stated | 68 | 4.2% | 5.0% |
| Total | 1,635 | 100.0% | 100.0% |