Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Leichhardt (NSW), accounting for 20.8% (422 households). This share was higher than Inner West (A) (17.7%).
Section overview
Monthly housing loan repayments
Leichhardt (NSW) - Households (Enumerated)
This table summarises housing loan repayments for Leichhardt (NSW) in 2021 for persons, with comparison against Inner West (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Leichhardt (NSW), with comparison markers for Inner West (A).
$299 or less
2021 count
70
% of total
3.4%
70
3.4%
$300 - $599
2021 count
35
% of total
1.7%
35
1.7%
$600 - $999
2021 count
51
% of total
2.5%
51
2.5%
$1,000 - $1,199
2021 count
40
% of total
2.0%
40
2.0%
$1,200 - $1,399
2021 count
48
% of total
2.4%
48
2.4%
$1,400 - $1,599
2021 count
53
% of total
2.6%
53
2.6%
$1,600-$1,799
2021 count
63
% of total
3.1%
63
3.1%
$1,800 - $1,999
2021 count
62
% of total
3.1%
62
3.1%
$2,000 - $2,199
2021 count
110
% of total
5.4%
110
5.4%
$2,200 - $2,399
2021 count
53
% of total
2.6%
53
2.6%
$2,400-$2,599
2021 count
60
% of total
3.0%
60
3.0%
$2,600-$2,999
2021 count
122
% of total
6.0%
122
6.0%
$3,000-$3,999
2021 count
422
% of total
20.8%
422
20.8%
$4,000-$4,999
2021 count
325
% of total
16.0%
325
16.0%
$5000 and over
2021 count
421
% of total
20.7%
421
20.7%
Not stated
2021 count
95
% of total
4.7%
95
4.7%
Data table
Housing loan repayments for Leichhardt (NSW). Monthly housing loan repayments. 2021 counts and percentages compared with Inner West (A).
| Category | 2021 count | 2021 % | Inner West (A) % |
|---|---|---|---|
| $299 or less | 70 | 3.4% | 4.7% |
| $300 - $599 | 35 | 1.7% | 1.9% |
| $600 - $999 | 51 | 2.5% | 3.2% |
| $1,000 - $1,199 | 40 | 2.0% | 2.7% |
| $1,200 - $1,399 | 48 | 2.4% | 3.0% |
| $1,400 - $1,599 | 53 | 2.6% | 3.0% |
| $1,600-$1,799 | 63 | 3.1% | 3.6% |
| $1,800 - $1,999 | 62 | 3.1% | 3.3% |
| $2,000 - $2,199 | 110 | 5.4% | 6.8% |
| $2,200 - $2,399 | 53 | 2.6% | 3.4% |
| $2,400-$2,599 | 60 | 3.0% | 3.9% |
| $2,600-$2,999 | 122 | 6.0% | 7.4% |
| $3,000-$3,999 | 422 | 20.8% | 17.7% |
| $4,000-$4,999 | 325 | 16.0% | 12.7% |
| $5000 and over | 421 | 20.7% | 17.6% |
| Not stated | 95 | 4.7% | 5.0% |
| Total | 2,030 | 100.0% | 100.0% |