Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Lilyfield, accounting for 28.4% (280 households). This share was higher than Inner West (A) (17.6%).
Section overview
Monthly housing loan repayments
Lilyfield - Households (Enumerated)
This table summarises housing loan repayments for Lilyfield in 2021 for persons, with comparison against Inner West (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Lilyfield, with comparison markers for Inner West (A).
$299 or less
2021 count
30
% of total
3.0%
30
3.0%
$300 - $599
2021 count
8
% of total
0.8%
8
0.8%
$600 - $999
2021 count
21
% of total
2.1%
21
2.1%
$1,000 - $1,199
2021 count
23
% of total
2.3%
23
2.3%
$1,200 - $1,399
2021 count
25
% of total
2.5%
25
2.5%
$1,400 - $1,599
2021 count
24
% of total
2.4%
24
2.4%
$1,600-$1,799
2021 count
16
% of total
1.6%
16
1.6%
$1,800 - $1,999
2021 count
12
% of total
1.2%
12
1.2%
$2,000 - $2,199
2021 count
51
% of total
5.2%
51
5.2%
$2,200 - $2,399
2021 count
21
% of total
2.1%
21
2.1%
$2,400-$2,599
2021 count
35
% of total
3.6%
35
3.6%
$2,600-$2,999
2021 count
66
% of total
6.7%
66
6.7%
$3,000-$3,999
2021 count
171
% of total
17.4%
171
17.4%
$4,000-$4,999
2021 count
156
% of total
15.8%
156
15.8%
$5000 and over
2021 count
280
% of total
28.4%
280
28.4%
Not stated
2021 count
46
% of total
4.7%
46
4.7%
Data table
Housing loan repayments for Lilyfield. Monthly housing loan repayments. 2021 counts and percentages compared with Inner West (A).
| Category | 2021 count | 2021 % | Inner West (A) % |
|---|---|---|---|
| $299 or less | 30 | 3.0% | 4.7% |
| $300 - $599 | 8 | 0.8% | 1.9% |
| $600 - $999 | 21 | 2.1% | 3.2% |
| $1,000 - $1,199 | 23 | 2.3% | 2.7% |
| $1,200 - $1,399 | 25 | 2.5% | 3.0% |
| $1,400 - $1,599 | 24 | 2.4% | 3.0% |
| $1,600-$1,799 | 16 | 1.6% | 3.6% |
| $1,800 - $1,999 | 12 | 1.2% | 3.3% |
| $2,000 - $2,199 | 51 | 5.2% | 6.8% |
| $2,200 - $2,399 | 21 | 2.1% | 3.4% |
| $2,400-$2,599 | 35 | 3.6% | 3.9% |
| $2,600-$2,999 | 66 | 6.7% | 7.4% |
| $3,000-$3,999 | 171 | 17.4% | 17.7% |
| $4,000-$4,999 | 156 | 15.8% | 12.7% |
| $5000 and over | 280 | 28.4% | 17.6% |
| Not stated | 46 | 4.7% | 5.0% |
| Total | 985 | 100.0% | 100.0% |