Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Petersham, accounting for 18.7% (181 households). This share was higher than Inner West (A) (17.7%).
Section overview
Monthly housing loan repayments
Petersham - Households (Enumerated)
This table summarises housing loan repayments for Petersham in 2021 for persons, with comparison against Inner West (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Petersham, with comparison markers for Inner West (A).
$299 or less
2021 count
56
% of total
5.8%
56
5.8%
$300 - $599
2021 count
18
% of total
1.9%
18
1.9%
$600 - $999
2021 count
24
% of total
2.5%
24
2.5%
$1,000 - $1,199
2021 count
33
% of total
3.4%
33
3.4%
$1,200 - $1,399
2021 count
27
% of total
2.8%
27
2.8%
$1,400 - $1,599
2021 count
26
% of total
2.7%
26
2.7%
$1,600-$1,799
2021 count
37
% of total
3.8%
37
3.8%
$1,800 - $1,999
2021 count
32
% of total
3.3%
32
3.3%
$2,000 - $2,199
2021 count
70
% of total
7.2%
70
7.2%
$2,200 - $2,399
2021 count
33
% of total
3.4%
33
3.4%
$2,400-$2,599
2021 count
38
% of total
3.9%
38
3.9%
$2,600-$2,999
2021 count
77
% of total
7.9%
77
7.9%
$3,000-$3,999
2021 count
181
% of total
18.7%
181
18.7%
$4,000-$4,999
2021 count
127
% of total
13.1%
127
13.1%
$5000 and over
2021 count
140
% of total
14.4%
140
14.4%
Not stated
2021 count
50
% of total
5.2%
50
5.2%
Data table
Housing loan repayments for Petersham. Monthly housing loan repayments. 2021 counts and percentages compared with Inner West (A).
| Category | 2021 count | 2021 % | Inner West (A) % |
|---|---|---|---|
| $299 or less | 56 | 5.8% | 4.7% |
| $300 - $599 | 18 | 1.9% | 1.9% |
| $600 - $999 | 24 | 2.5% | 3.2% |
| $1,000 - $1,199 | 33 | 3.4% | 2.7% |
| $1,200 - $1,399 | 27 | 2.8% | 3.0% |
| $1,400 - $1,599 | 26 | 2.7% | 3.0% |
| $1,600-$1,799 | 37 | 3.8% | 3.6% |
| $1,800 - $1,999 | 32 | 3.3% | 3.3% |
| $2,000 - $2,199 | 70 | 7.2% | 6.8% |
| $2,200 - $2,399 | 33 | 3.4% | 3.4% |
| $2,400-$2,599 | 38 | 3.9% | 3.9% |
| $2,600-$2,999 | 77 | 7.9% | 7.4% |
| $3,000-$3,999 | 181 | 18.7% | 17.7% |
| $4,000-$4,999 | 127 | 13.1% | 12.7% |
| $5000 and over | 140 | 14.4% | 17.6% |
| Not stated | 50 | 5.2% | 5.0% |
| Total | 969 | 100.0% | 100.0% |