Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $800 to $999 was the most common mortgage repayment band among households with a mortgage in Katanning, accounting for 15.9% (64 households). This share was higher than Katanning (S) (14.6%).

Section overview

Monthly housing loan repayments

Katanning - Households (Enumerated)

This table summarises housing loan repayments for Katanning in 2021 for persons, with comparison against Katanning (S).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Katanning, with comparison markers for Katanning (S).

Katanning
Katanning (S)

Nil Repayments

2021 count

5

% of total

1.2%

1 To 149

2021 count

3

% of total

0.7%

150 To 299

2021 count

11

% of total

2.7%

300 To 449

2021 count

16

% of total

4.0%

450 To 599

2021 count

25

% of total

6.2%

600 To 799

2021 count

54

% of total

13.4%

800 To 999

2021 count

64

% of total

15.9%

1000 To 1199

2021 count

43

% of total

10.7%

1200 To 1399

2021 count

41

% of total

10.2%

1400 To 1599

2021 count

28

% of total

7.0%

1600 To 1799

2021 count

27

% of total

6.7%

1800 To 1999

2021 count

7

% of total

1.7%

2000 To 2199

2021 count

24

% of total

6.0%

2200 To 2399

2021 count

9

% of total

2.2%

2400 To 2599

2021 count

3

% of total

0.7%

2600 To 2799

2021 count

5

% of total

1.2%

3000 To 3499

2021 count

7

% of total

1.7%

4000 To 4999

2021 count

3

% of total

0.7%

5000 And Over

2021 count

-

% of total

-

Not stated

2021 count

27

% of total

6.7%

Data table

Housing loan repayments for Katanning. Monthly housing loan repayments. 2021 counts and percentages compared with Katanning (S).

Housing loan repayments for Katanning. Monthly housing loan repayments. 2021 counts and percentages compared with Katanning (S).
Housing loan repayments for Katanning. Monthly housing loan repayments. 2021 counts and percentages compared with Katanning (S).
Category2021 count2021 %Katanning (S) %
Nil Repayments51.2%3.3%
1 To 14930.7%1.6%
150 To 299112.7%2.4%
300 To 449164.0%4.9%
450 To 599256.2%5.5%
600 To 7995413.4%12.0%
800 To 9996415.9%14.6%
1000 To 11994310.7%9.3%
1200 To 13994110.2%9.1%
1400 To 1599287.0%7.3%
1600 To 1799276.7%6.7%
1800 To 199971.7%2.0%
2000 To 2199246.0%6.2%
2200 To 239992.2%1.6%
2400 To 259930.7%0.7%
2600 To 279951.2%2.0%
3000 To 349971.7%1.6%
4000 To 499930.7%0.7%
5000 And Over--1.6%
Not stated276.7%7.1%
Total402100.0%100.0%