Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,600-$2,999 was the most common mortgage repayment band among households with a mortgage in Knoxfield, accounting for 11.3% (121 households). This share was higher than Knox (C) (8.8%).
Section overview
Monthly housing loan repayments
Knoxfield - Households (Enumerated)
This table summarises housing loan repayments for Knoxfield in 2021 for persons, with comparison against Knox (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Knoxfield, with comparison markers for Knox (C).
$299 or less
2021 count
45
% of total
4.2%
45
4.2%
$300 - $599
2021 count
38
% of total
3.6%
38
3.6%
$600 - $999
2021 count
59
% of total
5.5%
59
5.5%
$1,000 - $1,199
2021 count
43
% of total
4.0%
43
4.0%
$1,200 - $1,399
2021 count
73
% of total
6.8%
73
6.8%
$1,400 - $1,599
2021 count
86
% of total
8.1%
86
8.1%
$1,600-$1,799
2021 count
74
% of total
6.9%
74
6.9%
$1,800 - $1,999
2021 count
59
% of total
5.5%
59
5.5%
$2,000 - $2,199
2021 count
112
% of total
10.5%
112
10.5%
$2,200 - $2,399
2021 count
57
% of total
5.3%
57
5.3%
$2,400-$2,599
2021 count
57
% of total
5.3%
57
5.3%
$2,600-$2,999
2021 count
121
% of total
11.3%
121
11.3%
$3,000-$3,999
2021 count
119
% of total
11.2%
119
11.2%
$4,000-$4,999
2021 count
31
% of total
2.9%
31
2.9%
$5000 and over
2021 count
22
% of total
2.1%
22
2.1%
Not stated
2021 count
71
% of total
6.7%
71
6.7%
Data table
Housing loan repayments for Knoxfield. Monthly housing loan repayments. 2021 counts and percentages compared with Knox (C).
| Category | 2021 count | 2021 % | Knox (C) % |
|---|---|---|---|
| $299 or less | 45 | 4.2% | 5.2% |
| $300 - $599 | 38 | 3.6% | 3.2% |
| $600 - $999 | 59 | 5.5% | 6.3% |
| $1,000 - $1,199 | 43 | 4.0% | 4.8% |
| $1,200 - $1,399 | 73 | 6.8% | 6.1% |
| $1,400 - $1,599 | 86 | 8.1% | 6.7% |
| $1,600-$1,799 | 74 | 6.9% | 7.2% |
| $1,800 - $1,999 | 59 | 5.5% | 6.1% |
| $2,000 - $2,199 | 112 | 10.5% | 11.0% |
| $2,200 - $2,399 | 57 | 5.3% | 5.9% |
| $2,400-$2,599 | 57 | 5.3% | 5.7% |
| $2,600-$2,999 | 121 | 11.3% | 8.8% |
| $3,000-$3,999 | 119 | 11.2% | 11.5% |
| $4,000-$4,999 | 31 | 2.9% | 3.3% |
| $5000 and over | 22 | 2.1% | 2.4% |
| Not stated | 71 | 6.7% | 5.9% |
| Total | 1,067 | 100.0% | 100.0% |