Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 84.3% of households in Upper Ferntree Gully (part) were purchasing or had fully paid off their home, while 14% were renting. The mortgage share was higher than Knox (C) (41%).
Section overview
Housing tenure
Upper Ferntree Gully (part) - Households (Enumerated)
This table summarises housing tenure for Upper Ferntree Gully (part) in 2021 for persons, with comparison against Knox (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Upper Ferntree Gully (part), with comparison markers for Knox (C).
Fully owned
2021 count
450
% of total
36.5%
Change from 2016
-3.2pp
450
36.5%
-3.2pp
Mortgage
2021 count
590
% of total
47.8%
Change from 2016
+7.2pp
590
47.8%
+7.2pp
Renting - Total
2021 count
173
% of total
14.0%
Change from 2016
-3.6pp
173
14.0%
-3.6pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
-1.6pp
0
0.0%
-1.6pp
Renting - Private
2021 count
168
% of total
13.6%
Change from 2016
-2.0pp
168
13.6%
-2.0pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-0.4pp
0
0.0%
-0.4pp
Other tenure type
2021 count
5
% of total
0.4%
Change from 2016
-0.1pp
5
0.4%
-0.1pp
Not stated
2021 count
9
% of total
0.7%
Change from 2016
-0.9pp
9
0.7%
-0.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-1,008
-3.2pp
Mortgage
-900
+7.2pp
Renting - Total
-472
-3.6pp
Renting - Social housing
-60
-1.6pp
Renting - Private
-405
-2.0pp
Renting - Not stated
-13
-0.4pp
Other tenure type
-13
-0.1pp
Not stated
-50
-0.9pp
Data table
Housing tenure for Upper Ferntree Gully (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Knox (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Knox (C)% | Count | % | Knox (C)% | Count | pp | |
| Fully owned | 450 | 36.5% | 34.2% | 1,458 | 39.7% | 34.1% | -1,008 | -3.2pp |
| Mortgage | 590 | 47.8% | 41.0% | 1,490 | 40.6% | 42.5% | -900 | +7.2pp |
| Renting - Total | 173 | 14.0% | 21.3% | 645 | 17.6% | 19.7% | -472 | -3.6pp |
| Renting - Social housing | 0 | 0.0% | 2.0% | 60 | 1.6% | 2.1% | -60 | -1.6pp |
| Renting - Private | 168 | 13.6% | 19.1% | 573 | 15.6% | 17.3% | -405 | -2.0pp |
| Renting - Not stated | 0 | 0.0% | 0.1% | 13 | 0.4% | 0.3% | -13 | -0.4pp |
| Other tenure type | 5 | 0.4% | 2.2% | 18 | 0.5% | 1.4% | -13 | -0.1pp |
| Not stated | 9 | 0.7% | 1.2% | 59 | 1.6% | 2.2% | -50 | -0.9pp |
| Total households | 1,234 | 100.0% | 100.0% | 3,671 | 100.0% | 100.0% | -2,437 | 0.0pp |