Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Wantirna South, accounting for 16.5% (432 households). This share was higher than Knox (C) (11.5%).
Section overview
Monthly housing loan repayments
Wantirna South - Households (Enumerated)
This table summarises housing loan repayments for Wantirna South in 2021 for persons, with comparison against Knox (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Wantirna South, with comparison markers for Knox (C).
$299 or less
2021 count
165
% of total
6.3%
165
6.3%
$300 - $599
2021 count
96
% of total
3.7%
96
3.7%
$600 - $999
2021 count
130
% of total
5.0%
130
5.0%
$1,000 - $1,199
2021 count
116
% of total
4.4%
116
4.4%
$1,200 - $1,399
2021 count
133
% of total
5.1%
133
5.1%
$1,400 - $1,599
2021 count
123
% of total
4.7%
123
4.7%
$1,600-$1,799
2021 count
138
% of total
5.3%
138
5.3%
$1,800 - $1,999
2021 count
104
% of total
4.0%
104
4.0%
$2,000 - $2,199
2021 count
272
% of total
10.4%
272
10.4%
$2,200 - $2,399
2021 count
125
% of total
4.8%
125
4.8%
$2,400-$2,599
2021 count
146
% of total
5.6%
146
5.6%
$2,600-$2,999
2021 count
207
% of total
7.9%
207
7.9%
$3,000-$3,999
2021 count
432
% of total
16.5%
432
16.5%
$4,000-$4,999
2021 count
150
% of total
5.7%
150
5.7%
$5000 and over
2021 count
122
% of total
4.7%
122
4.7%
Not stated
2021 count
157
% of total
6.0%
157
6.0%
Data table
Housing loan repayments for Wantirna South. Monthly housing loan repayments. 2021 counts and percentages compared with Knox (C).
| Category | 2021 count | 2021 % | Knox (C) % |
|---|---|---|---|
| $299 or less | 165 | 6.3% | 5.2% |
| $300 - $599 | 96 | 3.7% | 3.2% |
| $600 - $999 | 130 | 5.0% | 6.3% |
| $1,000 - $1,199 | 116 | 4.4% | 4.8% |
| $1,200 - $1,399 | 133 | 5.1% | 6.1% |
| $1,400 - $1,599 | 123 | 4.7% | 6.7% |
| $1,600-$1,799 | 138 | 5.3% | 7.2% |
| $1,800 - $1,999 | 104 | 4.0% | 6.1% |
| $2,000 - $2,199 | 272 | 10.4% | 11.0% |
| $2,200 - $2,399 | 125 | 4.8% | 5.9% |
| $2,400-$2,599 | 146 | 5.6% | 5.7% |
| $2,600-$2,999 | 207 | 7.9% | 8.8% |
| $3,000-$3,999 | 432 | 16.5% | 11.5% |
| $4,000-$4,999 | 150 | 5.7% | 3.3% |
| $5000 and over | 122 | 4.7% | 2.4% |
| Not stated | 157 | 6.0% | 5.9% |
| Total | 2,616 | 100.0% | 100.0% |