Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 77.4% of households in Ku-ring-gai (A) were purchasing or had fully paid off their home, while 19.8% were renting. The mortgage share was higher than Greater Sydney (33.3%).
Section overview
Housing tenure
Ku-ring-gai (A) - Households (Enumerated)
This table summarises housing tenure for Ku-ring-gai (A) in 2021 for persons, with comparison against Greater Sydney and change since 2016.
Housing tenure snapshot
2021 distribution by category for Ku-ring-gai (A), with comparison markers for Greater Sydney.
Fully owned
2021 count
16,829
% of total
40.2%
Change from 2016
-1.9pp
16,829
40.2%
-1.9pp
Mortgage
2021 count
15,594
% of total
37.2%
Change from 2016
-0.4pp
15,594
37.2%
-0.4pp
Renting - Total
2021 count
8,275
% of total
19.8%
Change from 2016
+2.3pp
8,275
19.8%
+2.3pp
Renting - Social housing
2021 count
111
% of total
0.3%
Change from 2016
-0.2pp
111
0.3%
-0.2pp
Renting - Private
2021 count
8,128
% of total
19.4%
Change from 2016
+2.7pp
8,128
19.4%
+2.7pp
Renting - Not stated
2021 count
37
% of total
0.1%
Change from 2016
-0.2pp
37
0.1%
-0.2pp
Other tenure type
2021 count
842
% of total
2.0%
Change from 2016
+0.8pp
842
2.0%
+0.8pp
Not stated
2021 count
318
% of total
0.8%
Change from 2016
-0.8pp
318
0.8%
-0.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+640
-1.9pp
Mortgage
+1,118
-0.4pp
Renting - Total
+1,544
+2.3pp
Renting - Social housing
-81
-0.2pp
Renting - Private
+1,708
+2.7pp
Renting - Not stated
-85
-0.2pp
Other tenure type
+395
+0.8pp
Not stated
-311
-0.8pp
Data table
Housing tenure for Ku-ring-gai (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Greater Sydney% | Count | % | Greater Sydney% | Count | pp | |
| Fully owned | 16,829 | 40.2% | 27.8% | 16,189 | 42.1% | 29.1% | +640 | -1.9pp |
| Mortgage | 15,594 | 37.2% | 33.3% | 14,476 | 37.6% | 33.2% | +1,118 | -0.4pp |
| Renting - Total | 8,275 | 19.8% | 35.9% | 6,731 | 17.5% | 34.1% | +1,544 | +2.3pp |
| Renting - Social housing | 111 | 0.3% | 4.2% | 192 | 0.5% | 4.8% | -81 | -0.2pp |
| Renting - Private | 8,128 | 19.4% | 31.5% | 6,420 | 16.7% | 28.8% | +1,708 | +2.7pp |
| Renting - Not stated | 37 | 0.1% | 0.2% | 122 | 0.3% | 0.4% | -85 | -0.2pp |
| Other tenure type | 842 | 2.0% | 1.7% | 447 | 1.2% | 0.9% | +395 | +0.8pp |
| Not stated | 318 | 0.8% | 1.3% | 629 | 1.6% | 2.7% | -311 | -0.8pp |
| Total households | 41,864 | 100.0% | 100.0% | 38,476 | 100.0% | 100.0% | +3,388 | 0.0pp |