Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 76.2% of households in Ku-ring-gai (A) were purchasing or had fully paid off their home, while 19.6% were renting. The mortgage share was higher than Greater Sydney (31.9%).
Section overview
Housing tenure
Ku-ring-gai (A) - Households (Enumerated)
This table summarises housing tenure for Ku-ring-gai (A) in 2021 for persons, with comparison against Greater Sydney and change since 2016.
Housing tenure snapshot
2021 distribution by category for Ku-ring-gai (A), with comparison markers for Greater Sydney.
Fully owned
2021 count
16,906
% of total
39.6%
Change from 2016
-1.5pp
16,906
39.6%
-1.5pp
Mortgage
2021 count
15,622
% of total
36.6%
Change from 2016
-0.1pp
15,622
36.6%
-0.1pp
Renting - Total
2021 count
8,356
% of total
19.6%
Change from 2016
+2.4pp
8,356
19.6%
+2.4pp
Renting - Social housing
2021 count
119
% of total
0.3%
Change from 2016
-0.2pp
119
0.3%
-0.2pp
Renting - Private
2021 count
8,201
% of total
19.2%
Change from 2016
+2.8pp
8,201
19.2%
+2.8pp
Renting - Not stated
2021 count
34
% of total
0.1%
Change from 2016
-0.2pp
34
0.1%
-0.2pp
Other tenure type
2021 count
863
% of total
2.0%
Change from 2016
+0.9pp
863
2.0%
+0.9pp
Not stated
2021 count
934
% of total
2.2%
Change from 2016
-1.7pp
934
2.2%
-1.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+597
-1.5pp
Mortgage
+1,078
-0.1pp
Renting - Total
+1,546
+2.4pp
Renting - Social housing
-74
-0.2pp
Renting - Private
+1,712
+2.8pp
Renting - Not stated
-95
-0.2pp
Other tenure type
+407
+0.9pp
Not stated
-606
-1.7pp
Data table
Housing tenure for Ku-ring-gai (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Greater Sydney% | Count | % | Greater Sydney% | Count | pp | |
| Fully owned | 16,906 | 39.6% | 26.7% | 16,309 | 41.1% | 27.7% | +597 | -1.5pp |
| Mortgage | 15,622 | 36.6% | 31.9% | 14,544 | 36.7% | 31.5% | +1,078 | -0.1pp |
| Renting - Total | 8,356 | 19.6% | 34.7% | 6,810 | 17.2% | 32.6% | +1,546 | +2.4pp |
| Renting - Social housing | 119 | 0.3% | 4.1% | 193 | 0.5% | 4.6% | -74 | -0.2pp |
| Renting - Private | 8,201 | 19.2% | 30.4% | 6,489 | 16.4% | 27.6% | +1,712 | +2.8pp |
| Renting - Not stated | 34 | 0.1% | 0.2% | 129 | 0.3% | 0.4% | -95 | -0.2pp |
| Other tenure type | 863 | 2.0% | 1.7% | 456 | 1.1% | 0.8% | +407 | +0.9pp |
| Not stated | 934 | 2.2% | 5.0% | 1,540 | 3.9% | 7.4% | -606 | -1.7pp |
| Total households | 42,683 | 100.0% | 100.0% | 39,667 | 100.0% | 100.0% | +3,016 | 0.0pp |