Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 58.3% of households in Lachlan (A) were purchasing or had fully paid off their home, while 24.9% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Lachlan (A) - Households (Enumerated)
This table summarises housing tenure for Lachlan (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Lachlan (A), with comparison markers for Regional NSW.
Fully owned
2021 count
948
% of total
37.7%
Change from 2016
+0.1pp
948
37.7%
+0.1pp
Mortgage
2021 count
518
% of total
20.6%
Change from 2016
+0.2pp
518
20.6%
+0.2pp
Renting - Total
2021 count
626
% of total
24.9%
Change from 2016
-2.8pp
626
24.9%
-2.8pp
Renting - Social housing
2021 count
183
% of total
7.3%
Change from 2016
+0.9pp
183
7.3%
+0.9pp
Renting - Private
2021 count
430
% of total
17.1%
Change from 2016
-2.2pp
430
17.1%
-2.2pp
Renting - Not stated
2021 count
19
% of total
0.8%
Change from 2016
-0.6pp
19
0.8%
-0.6pp
Other tenure type
2021 count
120
% of total
4.8%
Change from 2016
+4.0pp
120
4.8%
+4.0pp
Not stated
2021 count
292
% of total
11.6%
Change from 2016
-2.1pp
292
11.6%
-2.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+14
+0.1pp
Mortgage
+11
+0.2pp
Renting - Total
-63
-2.8pp
Renting - Social housing
+24
+0.9pp
Renting - Private
-51
-2.2pp
Renting - Not stated
-16
-0.6pp
Other tenure type
+100
+4.0pp
Not stated
-48
-2.1pp
Data table
Housing tenure for Lachlan (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 948 | 37.7% | 36.3% | 934 | 37.6% | 35.5% | +14 | +0.1pp |
| Mortgage | 518 | 20.6% | 29.4% | 507 | 20.4% | 28.6% | +11 | +0.2pp |
| Renting - Total | 626 | 24.9% | 25.7% | 689 | 27.7% | 26.5% | -63 | -2.8pp |
| Renting - Social housing | 183 | 7.3% | 3.8% | 159 | 6.4% | 4.2% | +24 | +0.9pp |
| Renting - Private | 430 | 17.1% | 21.7% | 481 | 19.3% | 21.6% | -51 | -2.2pp |
| Renting - Not stated | 19 | 0.8% | 0.2% | 35 | 1.4% | 0.7% | -16 | -0.6pp |
| Other tenure type | 120 | 4.8% | 2.3% | 20 | 0.8% | 1.0% | +100 | +4.0pp |
| Not stated | 292 | 11.6% | 6.4% | 340 | 13.7% | 8.4% | -48 | -2.1pp |
| Total households | 2,514 | 100.0% | 100.0% | 2,487 | 100.0% | 100.0% | +27 | 0.0pp |