Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 56.5% of households in Lake Cargelligo were purchasing or had fully paid off their home, while 27.3% were renting. The mortgage share was lower than Lachlan (A) (20.6%).
Section overview
Housing tenure
Lake Cargelligo - Households (Enumerated)
This table summarises housing tenure for Lake Cargelligo in 2021 for persons, with comparison against Lachlan (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Lake Cargelligo, with comparison markers for Lachlan (A).
Fully owned
2021 count
231
% of total
38.2%
Change from 2016
+1.3pp
231
38.2%
+1.3pp
Mortgage
2021 count
111
% of total
18.3%
Change from 2016
+0.1pp
111
18.3%
+0.1pp
Renting - Total
2021 count
165
% of total
27.3%
Change from 2016
-2.5pp
165
27.3%
-2.5pp
Renting - Social housing
2021 count
59
% of total
9.8%
Change from 2016
+2.9pp
59
9.8%
+2.9pp
Renting - Private
2021 count
104
% of total
17.2%
Change from 2016
-5.3pp
104
17.2%
-5.3pp
Renting - Not stated
2021 count
5
% of total
0.8%
Change from 2016
+0.1pp
5
0.8%
+0.1pp
Other tenure type
2021 count
22
% of total
3.6%
Change from 2016
+3.6pp
22
3.6%
+3.6pp
Not stated
2021 count
74
% of total
12.2%
Change from 2016
-1.3pp
74
12.2%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+18
+1.3pp
Mortgage
+6
+0.1pp
Renting - Total
-7
-2.5pp
Renting - Social housing
+19
+2.9pp
Renting - Private
-26
-5.3pp
Renting - Not stated
+1
+0.1pp
Other tenure type
+22
+3.6pp
Not stated
-4
-1.3pp
Data table
Housing tenure for Lake Cargelligo. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Lachlan (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Lachlan (A)% | Count | % | Lachlan (A)% | Count | pp | |
| Fully owned | 231 | 38.2% | 37.7% | 213 | 36.9% | 37.6% | +18 | +1.3pp |
| Mortgage | 111 | 18.3% | 20.6% | 105 | 18.2% | 20.4% | +6 | +0.1pp |
| Renting - Total | 165 | 27.3% | 24.9% | 172 | 29.8% | 27.7% | -7 | -2.5pp |
| Renting - Social housing | 59 | 9.8% | 7.3% | 40 | 6.9% | 6.4% | +19 | +2.9pp |
| Renting - Private | 104 | 17.2% | 17.1% | 130 | 22.5% | 19.3% | -26 | -5.3pp |
| Renting - Not stated | 5 | 0.8% | 0.8% | 4 | 0.7% | 1.4% | +1 | +0.1pp |
| Other tenure type | 22 | 3.6% | 4.8% | 0 | 0.0% | 0.8% | +22 | +3.6pp |
| Not stated | 74 | 12.2% | 11.6% | 78 | 13.5% | 13.7% | -4 | -1.3pp |
| Total households | 605 | 100.0% | 100.0% | 578 | 100.0% | 100.0% | +27 | 0.0pp |