Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $1,200 to $1,399 was the most common mortgage repayment band among households with a mortgage in Latrobe (M) (Tas.), accounting for 13.1% (208 households). This share was similar to Regional Tas. (13.1%).

Section overview

Monthly housing loan repayments

Latrobe (M) (Tas.) - Households (Enumerated)

This table summarises housing loan repayments for Latrobe (M) (Tas.) in 2021 for persons, with comparison against Regional Tas..

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Latrobe (M) (Tas.), with comparison markers for Regional Tas..

Latrobe (M) (Tas.)
Regional Tas.

Nil Repayments

2021 count

35

% of total

2.2%

1 To 149

2021 count

21

% of total

1.3%

150 To 299

2021 count

17

% of total

1.1%

300 To 449

2021 count

46

% of total

2.9%

450 To 599

2021 count

53

% of total

3.3%

600 To 799

2021 count

101

% of total

6.4%

800 To 999

2021 count

124

% of total

7.8%

1000 To 1199

2021 count

192

% of total

12.1%

1200 To 1399

2021 count

208

% of total

13.1%

1400 To 1599

2021 count

174

% of total

11.0%

1600 To 1799

2021 count

157

% of total

9.9%

1800 To 1999

2021 count

83

% of total

5.2%

2000 To 2199

2021 count

112

% of total

7.1%

2200 To 2399

2021 count

33

% of total

2.1%

2400 To 2599

2021 count

21

% of total

1.3%

2600 To 2799

2021 count

40

% of total

2.5%

2800 To 2999

2021 count

3

% of total

0.2%

3000 To 3499

2021 count

32

% of total

2.0%

3500 To 3999

2021 count

18

% of total

1.1%

4000 To 4999

2021 count

13

% of total

0.8%

5000 And Over

2021 count

13

% of total

0.8%

Not stated

2021 count

87

% of total

5.5%

Data table

Housing loan repayments for Latrobe (M) (Tas.). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..

Housing loan repayments for Latrobe (M) (Tas.). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
Housing loan repayments for Latrobe (M) (Tas.). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Tas..
Category2021 count2021 %Regional Tas. %
Nil Repayments352.2%2.5%
1 To 149211.3%1.1%
150 To 299171.1%1.7%
300 To 449462.9%3.8%
450 To 599533.3%3.8%
600 To 7991016.4%7.6%
800 To 9991247.8%10.7%
1000 To 119919212.1%12.8%
1200 To 139920813.1%13.1%
1400 To 159917411.0%9.9%
1600 To 17991579.9%8.3%
1800 To 1999835.2%4.1%
2000 To 21991127.1%6.0%
2200 To 2399332.1%1.7%
2400 To 2599211.3%0.9%
2600 To 2799402.5%1.9%
2800 To 299930.2%0.7%
3000 To 3499322.0%2.0%
3500 To 3999181.1%0.6%
4000 To 4999130.8%0.9%
5000 And Over130.8%0.8%
Not stated875.5%4.9%
Total1,583100.0%100.0%