Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $1,000 to $1,199 was the most common mortgage repayment band among households with a mortgage in Leeton (A), accounting for 12.7% (164 households). This share was higher than Regional NSW (7%).

Section overview

Monthly housing loan repayments

Leeton (A) - Households (Enumerated)

This table summarises housing loan repayments for Leeton (A) in 2021 for persons, with comparison against Regional NSW.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Leeton (A), with comparison markers for Regional NSW.

Leeton (A)
Regional NSW

Nil Repayments

2021 count

49

% of total

3.8%

1 To 149

2021 count

11

% of total

0.9%

150 To 299

2021 count

20

% of total

1.6%

300 To 449

2021 count

37

% of total

2.9%

450 To 599

2021 count

44

% of total

3.4%

600 To 799

2021 count

89

% of total

6.9%

800 To 999

2021 count

134

% of total

10.4%

1000 To 1199

2021 count

164

% of total

12.7%

1200 To 1399

2021 count

152

% of total

11.8%

1400 To 1599

2021 count

106

% of total

8.2%

1600 To 1799

2021 count

90

% of total

7.0%

1800 To 1999

2021 count

47

% of total

3.6%

2000 To 2199

2021 count

89

% of total

6.9%

2200 To 2399

2021 count

40

% of total

3.1%

2400 To 2599

2021 count

8

% of total

0.6%

2600 To 2799

2021 count

40

% of total

3.1%

2800 To 2999

2021 count

3

% of total

0.2%

3000 To 3499

2021 count

41

% of total

3.2%

3500 To 3999

2021 count

9

% of total

0.7%

4000 To 4999

2021 count

13

% of total

1.0%

5000 And Over

2021 count

15

% of total

1.2%

Not stated

2021 count

89

% of total

6.9%

Data table

Housing loan repayments for Leeton (A). Monthly housing loan repayments. 2021 counts and percentages compared with Regional NSW.

Housing loan repayments for Leeton (A). Monthly housing loan repayments. 2021 counts and percentages compared with Regional NSW.
Housing loan repayments for Leeton (A). Monthly housing loan repayments. 2021 counts and percentages compared with Regional NSW.
Category2021 count2021 %Regional NSW %
Nil Repayments493.8%2.9%
1 To 149110.9%0.8%
150 To 299201.6%1.1%
300 To 449372.9%2.2%
450 To 599443.4%2.1%
600 To 799896.9%4.0%
800 To 99913410.4%5.7%
1000 To 119916412.7%7.0%
1200 To 139915211.8%8.8%
1400 To 15991068.2%7.9%
1600 To 1799907.0%9.1%
1800 To 1999473.6%6.4%
2000 To 2199896.9%10.0%
2200 To 2399403.1%4.2%
2400 To 259980.6%2.8%
2600 To 2799403.1%4.8%
2800 To 299930.2%2.2%
3000 To 3499413.2%5.8%
3500 To 399990.7%1.7%
4000 To 4999131.0%2.7%
5000 And Over151.2%2.1%
Not stated896.9%5.7%
Total1,290100.0%100.0%