Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $600 to $799 was the most common mortgage repayment band among households with a mortgage in Leonora, accounting for 48% (12 households). This share was higher than Leonora (S) (46.2%).

Section overview

Monthly housing loan repayments

Leonora - Households (Enumerated)

This table summarises housing loan repayments for Leonora in 2021 for persons, with comparison against Leonora (S).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Leonora, with comparison markers for Leonora (S).

Leonora
Leonora (S)

300 To 449

2021 count

3

% of total

12.0%

450 To 599

2021 count

4

% of total

16.0%

600 To 799

2021 count

12

% of total

48.0%

1400 To 1599

2021 count

3

% of total

12.0%

Not stated

2021 count

3

% of total

12.0%

Data table

Housing loan repayments for Leonora. Monthly housing loan repayments. 2021 counts and percentages compared with Leonora (S).

Housing loan repayments for Leonora. Monthly housing loan repayments. 2021 counts and percentages compared with Leonora (S).
Housing loan repayments for Leonora. Monthly housing loan repayments. 2021 counts and percentages compared with Leonora (S).
Category2021 count2021 %Leonora (S) %
300 To 449312.0%11.5%
450 To 599416.0%19.2%
600 To 7991248.0%46.2%
1400 To 1599312.0%11.5%
Not stated312.0%11.5%
Total25100.0%100.0%