Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 69.3% of households in Lismore (C) were purchasing or had fully paid off their home, while 27.1% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Lismore (C) - Households (Enumerated)
This table summarises housing tenure for Lismore (C) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Lismore (C), with comparison markers for Regional NSW.
Fully owned
2021 count
6,454
% of total
37.6%
Change from 2016
+1.7pp
6,454
37.6%
+1.7pp
Mortgage
2021 count
5,441
% of total
31.7%
Change from 2016
+0.4pp
5,441
31.7%
+0.4pp
Renting - Total
2021 count
4,652
% of total
27.1%
Change from 2016
-1.8pp
4,652
27.1%
-1.8pp
Renting - Social housing
2021 count
668
% of total
3.9%
Change from 2016
-0.1pp
668
3.9%
-0.1pp
Renting - Private
2021 count
3,924
% of total
22.9%
Change from 2016
-1.3pp
3,924
22.9%
-1.3pp
Renting - Not stated
2021 count
47
% of total
0.3%
Change from 2016
-0.4pp
47
0.3%
-0.4pp
Other tenure type
2021 count
346
% of total
2.0%
Change from 2016
+1.1pp
346
2.0%
+1.1pp
Not stated
2021 count
273
% of total
1.6%
Change from 2016
-1.4pp
273
1.6%
-1.4pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+637
+1.7pp
Mortgage
+374
+0.4pp
Renting - Total
-22
-1.8pp
Renting - Social housing
+14
-0.1pp
Renting - Private
+11
-1.3pp
Renting - Not stated
-61
-0.4pp
Other tenure type
+197
+1.1pp
Not stated
-211
-1.4pp
Data table
Housing tenure for Lismore (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 6,454 | 37.6% | 38.0% | 5,817 | 35.9% | 37.4% | +637 | +1.7pp |
| Mortgage | 5,441 | 31.7% | 31.2% | 5,067 | 31.3% | 30.6% | +374 | +0.4pp |
| Renting - Total | 4,652 | 27.1% | 26.8% | 4,674 | 28.9% | 27.9% | -22 | -1.8pp |
| Renting - Social housing | 668 | 3.9% | 4.0% | 654 | 4.0% | 4.5% | +14 | -0.1pp |
| Renting - Private | 3,924 | 22.9% | 22.6% | 3,913 | 24.2% | 22.7% | +11 | -1.3pp |
| Renting - Not stated | 47 | 0.3% | 0.2% | 108 | 0.7% | 0.7% | -61 | -0.4pp |
| Other tenure type | 346 | 2.0% | 2.3% | 149 | 0.9% | 1.0% | +197 | +1.1pp |
| Not stated | 273 | 1.6% | 1.7% | 484 | 3.0% | 3.0% | -211 | -1.4pp |
| Total households | 17,154 | 100.0% | 100.0% | 16,195 | 100.0% | 100.0% | +959 | 0.0pp |