Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 86.1% of households in Terania Creek were purchasing or had fully paid off their home, while 17.7% were renting. The mortgage share was lower than Lismore (C) (31.7%).
Section overview
Housing tenure
Terania Creek - Households (Enumerated)
This table summarises housing tenure for Terania Creek in 2021 for persons, with comparison against Lismore (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Terania Creek, with comparison markers for Lismore (C).
Fully owned
2021 count
53
% of total
67.1%
Change from 2016
+38.5pp
53
67.1%
+38.5pp
Mortgage
2021 count
15
% of total
19.0%
Change from 2016
-2.4pp
15
19.0%
-2.4pp
Renting - Total
2021 count
14
% of total
17.7%
Change from 2016
-3.7pp
14
17.7%
-3.7pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
8
% of total
10.1%
Change from 2016
+10.1pp
8
10.1%
+10.1pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+49
+38.5pp
Mortgage
+12
-2.4pp
Renting - Total
+11
-3.7pp
Renting - Social housing
0
0.0pp
Renting - Private
+8
+10.1pp
Renting - Not stated
0
0.0pp
Other tenure type
0
0.0pp
Not stated
0
0.0pp
Data table
Housing tenure for Terania Creek. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Lismore (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Lismore (C)% | Count | % | Lismore (C)% | Count | pp | |
| Fully owned | 53 | 67.1% | 37.6% | 4 | 28.6% | 35.9% | +49 | +38.5pp |
| Mortgage | 15 | 19.0% | 31.7% | 3 | 21.4% | 31.3% | +12 | -2.4pp |
| Renting - Total | 14 | 17.7% | 27.1% | 3 | 21.4% | 28.9% | +11 | -3.7pp |
| Renting - Social housing | 0 | 0.0% | 3.9% | 0 | 0.0% | 4.0% | 0 | 0.0pp |
| Renting - Private | 8 | 10.1% | 22.9% | 0 | 0.0% | 24.2% | +8 | +10.1pp |
| Renting - Not stated | 0 | 0.0% | 0.3% | 0 | 0.0% | 0.7% | 0 | 0.0pp |
| Other tenure type | 0 | 0.0% | 2.0% | 0 | 0.0% | 0.9% | 0 | 0.0pp |
| Not stated | 0 | 0.0% | 1.6% | 0 | 0.0% | 3.0% | 0 | 0.0pp |
| Total households | 79 | 100.0% | 100.0% | 14 | 100.0% | 100.0% | +65 | 0.0pp |