Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.5% of households in Lithgow (C) were purchasing or had fully paid off their home, while 24.1% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Lithgow (C) - Households (Enumerated)
This table summarises housing tenure for Lithgow (C) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Lithgow (C), with comparison markers for Regional NSW.
Fully owned
2021 count
3,484
% of total
41.9%
Change from 2016
+0.1pp
3,484
41.9%
+0.1pp
Mortgage
2021 count
2,459
% of total
29.6%
Change from 2016
+0.3pp
2,459
29.6%
+0.3pp
Renting - Total
2021 count
2,008
% of total
24.1%
Change from 2016
-0.5pp
2,008
24.1%
-0.5pp
Renting - Social housing
2021 count
437
% of total
5.3%
Change from 2016
-0.4pp
437
5.3%
-0.4pp
Renting - Private
2021 count
1,555
% of total
18.7%
Change from 2016
+0.3pp
1,555
18.7%
+0.3pp
Renting - Not stated
2021 count
8
% of total
0.1%
Change from 2016
-0.5pp
8
0.1%
-0.5pp
Other tenure type
2021 count
191
% of total
2.3%
Change from 2016
+1.3pp
191
2.3%
+1.3pp
Not stated
2021 count
177
% of total
2.1%
Change from 2016
-1.2pp
177
2.1%
-1.2pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+198
+0.1pp
Mortgage
+159
+0.3pp
Renting - Total
+77
-0.5pp
Renting - Social housing
-8
-0.4pp
Renting - Private
+112
+0.3pp
Renting - Not stated
-38
-0.5pp
Other tenure type
+110
+1.3pp
Not stated
-83
-1.2pp
Data table
Housing tenure for Lithgow (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 3,484 | 41.9% | 38.0% | 3,286 | 41.8% | 37.4% | +198 | +0.1pp |
| Mortgage | 2,459 | 29.6% | 31.2% | 2,300 | 29.3% | 30.6% | +159 | +0.3pp |
| Renting - Total | 2,008 | 24.1% | 26.8% | 1,931 | 24.6% | 27.9% | +77 | -0.5pp |
| Renting - Social housing | 437 | 5.3% | 4.0% | 445 | 5.7% | 4.5% | -8 | -0.4pp |
| Renting - Private | 1,555 | 18.7% | 22.6% | 1,443 | 18.4% | 22.7% | +112 | +0.3pp |
| Renting - Not stated | 8 | 0.1% | 0.2% | 46 | 0.6% | 0.7% | -38 | -0.5pp |
| Other tenure type | 191 | 2.3% | 2.3% | 81 | 1.0% | 1.0% | +110 | +1.3pp |
| Not stated | 177 | 2.1% | 1.7% | 260 | 3.3% | 3.0% | -83 | -1.2pp |
| Total households | 8,319 | 100.0% | 100.0% | 7,862 | 100.0% | 100.0% | +457 | 0.0pp |