Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 58.5% of households in Liverpool (C) were purchasing or had fully paid off their home, while 33.5% were renting. The mortgage share was higher than Greater Sydney (31.9%).
Section overview
Housing tenure
Liverpool (C) - Households (Enumerated)
This table summarises housing tenure for Liverpool (C) in 2021 for persons, with comparison against Greater Sydney and change since 2016.
Housing tenure snapshot
2021 distribution by category for Liverpool (C), with comparison markers for Greater Sydney.
Fully owned
2021 count
16,000
% of total
21.8%
Change from 2016
-0.8pp
16,000
21.8%
-0.8pp
Mortgage
2021 count
26,869
% of total
36.7%
Change from 2016
-0.7pp
26,869
36.7%
-0.7pp
Renting - Total
2021 count
24,559
% of total
33.5%
Change from 2016
+3.4pp
24,559
33.5%
+3.4pp
Renting - Social housing
2021 count
4,704
% of total
6.4%
Change from 2016
-0.8pp
4,704
6.4%
-0.8pp
Renting - Private
2021 count
19,700
% of total
26.9%
Change from 2016
+4.4pp
19,700
26.9%
+4.4pp
Renting - Not stated
2021 count
151
% of total
0.2%
Change from 2016
-0.3pp
151
0.2%
-0.3pp
Other tenure type
2021 count
979
% of total
1.3%
Change from 2016
+0.6pp
979
1.3%
+0.6pp
Not stated
2021 count
4,861
% of total
6.6%
Change from 2016
-2.6pp
4,861
6.6%
-2.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,807
-0.8pp
Mortgage
+3,303
-0.7pp
Renting - Total
+5,589
+3.4pp
Renting - Social housing
+199
-0.8pp
Renting - Private
+5,539
+4.4pp
Renting - Not stated
-147
-0.3pp
Other tenure type
+546
+0.6pp
Not stated
-908
-2.6pp
Data table
Housing tenure for Liverpool (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Greater Sydney% | Count | % | Greater Sydney% | Count | pp | |
| Fully owned | 16,000 | 21.8% | 26.7% | 14,193 | 22.6% | 27.7% | +1,807 | -0.8pp |
| Mortgage | 26,869 | 36.7% | 31.9% | 23,566 | 37.4% | 31.5% | +3,303 | -0.7pp |
| Renting - Total | 24,559 | 33.5% | 34.7% | 18,970 | 30.1% | 32.6% | +5,589 | +3.4pp |
| Renting - Social housing | 4,704 | 6.4% | 4.1% | 4,505 | 7.2% | 4.6% | +199 | -0.8pp |
| Renting - Private | 19,700 | 26.9% | 30.4% | 14,161 | 22.5% | 27.6% | +5,539 | +4.4pp |
| Renting - Not stated | 151 | 0.2% | 0.2% | 298 | 0.5% | 0.4% | -147 | -0.3pp |
| Other tenure type | 979 | 1.3% | 1.7% | 433 | 0.7% | 0.8% | +546 | +0.6pp |
| Not stated | 4,861 | 6.6% | 5.0% | 5,769 | 9.2% | 7.4% | -908 | -2.6pp |
| Total households | 73,273 | 100.0% | 100.0% | 62,933 | 100.0% | 100.0% | +10,340 | 0.0pp |