Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 68.8% of households in Liverpool Plains (A) were purchasing or had fully paid off their home, while 24.3% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Liverpool Plains (A) - Households (Enumerated)
This table summarises housing tenure for Liverpool Plains (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Liverpool Plains (A), with comparison markers for Regional NSW.
Fully owned
2021 count
1,253
% of total
44.0%
Change from 2016
+2.7pp
1,253
44.0%
+2.7pp
Mortgage
2021 count
706
% of total
24.8%
Change from 2016
-0.2pp
706
24.8%
-0.2pp
Renting - Total
2021 count
691
% of total
24.3%
Change from 2016
-5.0pp
691
24.3%
-5.0pp
Renting - Social housing
2021 count
102
% of total
3.6%
Change from 2016
-0.2pp
102
3.6%
-0.2pp
Renting - Private
2021 count
579
% of total
20.3%
Change from 2016
-3.5pp
579
20.3%
-3.5pp
Renting - Not stated
2021 count
3
% of total
0.1%
Change from 2016
-1.3pp
3
0.1%
-1.3pp
Other tenure type
2021 count
120
% of total
4.2%
Change from 2016
+2.9pp
120
4.2%
+2.9pp
Not stated
2021 count
76
% of total
2.7%
Change from 2016
-0.2pp
76
2.7%
-0.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+50
+2.7pp
Mortgage
-24
-0.2pp
Renting - Total
-164
-5.0pp
Renting - Social housing
-8
-0.2pp
Renting - Private
-116
-3.5pp
Renting - Not stated
-37
-1.3pp
Other tenure type
+81
+2.9pp
Not stated
-10
-0.2pp
Data table
Housing tenure for Liverpool Plains (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 1,253 | 44.0% | 38.0% | 1,203 | 41.3% | 37.4% | +50 | +2.7pp |
| Mortgage | 706 | 24.8% | 31.2% | 730 | 25.0% | 30.6% | -24 | -0.2pp |
| Renting - Total | 691 | 24.3% | 26.8% | 855 | 29.3% | 27.9% | -164 | -5.0pp |
| Renting - Social housing | 102 | 3.6% | 4.0% | 110 | 3.8% | 4.5% | -8 | -0.2pp |
| Renting - Private | 579 | 20.3% | 22.6% | 695 | 23.8% | 22.7% | -116 | -3.5pp |
| Renting - Not stated | 3 | 0.1% | 0.2% | 40 | 1.4% | 0.7% | -37 | -1.3pp |
| Other tenure type | 120 | 4.2% | 2.3% | 39 | 1.3% | 1.0% | +81 | +2.9pp |
| Not stated | 76 | 2.7% | 1.7% | 86 | 2.9% | 3.0% | -10 | -0.2pp |
| Total households | 2,848 | 100.0% | 100.0% | 2,916 | 100.0% | 100.0% | -68 | 0.0pp |