Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Livingstone (S), accounting for 11.5% (599 households). This share was higher than Regional Qld (10%).
Section overview
Monthly housing loan repayments
Livingstone (S) - Households (Enumerated)
This table summarises housing loan repayments for Livingstone (S) in 2021 for persons, with comparison against Regional Qld.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Livingstone (S), with comparison markers for Regional Qld.
$299 or less
2021 count
239
% of total
4.6%
239
4.6%
$300 - $599
2021 count
177
% of total
3.4%
177
3.4%
$600 - $999
2021 count
376
% of total
7.2%
376
7.2%
$1,000 - $1,199
2021 count
335
% of total
6.4%
335
6.4%
$1,200 - $1,399
2021 count
481
% of total
9.2%
481
9.2%
$1,400 - $1,599
2021 count
454
% of total
8.7%
454
8.7%
$1,600-$1,799
2021 count
594
% of total
11.4%
594
11.4%
$1,800 - $1,999
2021 count
386
% of total
7.4%
386
7.4%
$2,000 - $2,199
2021 count
599
% of total
11.5%
599
11.5%
$2,200 - $2,399
2021 count
227
% of total
4.3%
227
4.3%
$2,400-$2,599
2021 count
133
% of total
2.5%
133
2.5%
$2,600-$2,999
2021 count
365
% of total
7.0%
365
7.0%
$3,000-$3,999
2021 count
312
% of total
6.0%
312
6.0%
$4,000-$4,999
2021 count
126
% of total
2.4%
126
2.4%
$5000 and over
2021 count
88
% of total
1.7%
88
1.7%
Not stated
2021 count
337
% of total
6.4%
337
6.4%
Data table
Housing loan repayments for Livingstone (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
| Category | 2021 count | 2021 % | Regional Qld % |
|---|---|---|---|
| $299 or less | 239 | 4.6% | 4.6% |
| $300 - $599 | 177 | 3.4% | 4.1% |
| $600 - $999 | 376 | 7.2% | 9.8% |
| $1,000 - $1,199 | 335 | 6.4% | 7.4% |
| $1,200 - $1,399 | 481 | 9.2% | 9.5% |
| $1,400 - $1,599 | 454 | 8.7% | 8.8% |
| $1,600-$1,799 | 594 | 11.4% | 9.8% |
| $1,800 - $1,999 | 386 | 7.4% | 6.7% |
| $2,000 - $2,199 | 599 | 11.5% | 10.0% |
| $2,200 - $2,399 | 227 | 4.3% | 4.0% |
| $2,400-$2,599 | 133 | 2.5% | 2.6% |
| $2,600-$2,999 | 365 | 7.0% | 6.0% |
| $3,000-$3,999 | 312 | 6.0% | 6.3% |
| $4,000-$4,999 | 126 | 2.4% | 2.3% |
| $5000 and over | 88 | 1.7% | 1.8% |
| Not stated | 337 | 6.4% | 6.3% |
| Total | 5,229 | 100.0% | 100.0% |