Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 80.5% of households in Loddon (S) were purchasing or had fully paid off their home, while 12% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Loddon (S) - Households (Enumerated)
This table summarises housing tenure for Loddon (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Loddon (S), with comparison markers for Regional Vic..
Fully owned
2021 count
1,698
% of total
55.7%
Change from 2016
+3.3pp
1,698
55.7%
+3.3pp
Mortgage
2021 count
756
% of total
24.8%
Change from 2016
-1.1pp
756
24.8%
-1.1pp
Renting - Total
2021 count
365
% of total
12.0%
Change from 2016
-4.4pp
365
12.0%
-4.4pp
Renting - Social housing
2021 count
43
% of total
1.4%
Change from 2016
+0.1pp
43
1.4%
+0.1pp
Renting - Private
2021 count
319
% of total
10.5%
Change from 2016
-2.6pp
319
10.5%
-2.6pp
Renting - Not stated
2021 count
4
% of total
0.1%
Change from 2016
-1.5pp
4
0.1%
-1.5pp
Other tenure type
2021 count
145
% of total
4.8%
Change from 2016
+3.7pp
145
4.8%
+3.7pp
Not stated
2021 count
90
% of total
3.0%
Change from 2016
-1.3pp
90
3.0%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+145
+3.3pp
Mortgage
-11
-1.1pp
Renting - Total
-120
-4.4pp
Renting - Social housing
+3
+0.1pp
Renting - Private
-69
-2.6pp
Renting - Not stated
-42
-1.5pp
Other tenure type
+111
+3.7pp
Not stated
-38
-1.3pp
Data table
Housing tenure for Loddon (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 1,698 | 55.7% | 39.3% | 1,553 | 52.4% | 37.8% | +145 | +3.3pp |
| Mortgage | 756 | 24.8% | 33.2% | 767 | 25.9% | 33.2% | -11 | -1.1pp |
| Renting - Total | 365 | 12.0% | 23.6% | 485 | 16.4% | 25.1% | -120 | -4.4pp |
| Renting - Social housing | 43 | 1.4% | 3.1% | 40 | 1.3% | 3.6% | +3 | +0.1pp |
| Renting - Private | 319 | 10.5% | 20.3% | 388 | 13.1% | 20.8% | -69 | -2.6pp |
| Renting - Not stated | 4 | 0.1% | 0.2% | 46 | 1.6% | 0.7% | -42 | -1.5pp |
| Other tenure type | 145 | 4.8% | 2.1% | 34 | 1.1% | 0.8% | +111 | +3.7pp |
| Not stated | 90 | 3.0% | 1.9% | 128 | 4.3% | 3.1% | -38 | -1.3pp |
| Total households | 3,049 | 100.0% | 100.0% | 2,964 | 100.0% | 100.0% | +85 | 0.0pp |