Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 89.9% of households in Balnagowan were purchasing or had fully paid off their home, while 7.2% were renting. The mortgage share was higher than Mackay (R) (35.1%).
Section overview
Housing tenure
Balnagowan - Households (Enumerated)
This table summarises housing tenure for Balnagowan in 2021 for persons, with comparison against Mackay (R) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Balnagowan, with comparison markers for Mackay (R).
Fully owned
2021 count
51
% of total
36.7%
Change from 2016
+6.3pp
51
36.7%
+6.3pp
Mortgage
2021 count
74
% of total
53.2%
Change from 2016
-0.1pp
74
53.2%
-0.1pp
Renting - Total
2021 count
10
% of total
7.2%
Change from 2016
-6.1pp
10
7.2%
-6.1pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
12
% of total
8.6%
Change from 2016
-5.5pp
12
8.6%
-5.5pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
5
% of total
3.6%
Change from 2016
+3.6pp
5
3.6%
+3.6pp
Not stated
2021 count
4
% of total
2.9%
Change from 2016
+2.9pp
4
2.9%
+2.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+10
+6.3pp
Mortgage
+2
-0.1pp
Renting - Total
-8
-6.1pp
Renting - Social housing
0
0.0pp
Renting - Private
-7
-5.5pp
Renting - Not stated
0
0.0pp
Other tenure type
+5
+3.6pp
Not stated
+4
+2.9pp
Data table
Housing tenure for Balnagowan. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mackay (R).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Mackay (R)% | Count | % | Mackay (R)% | Count | pp | |
| Fully owned | 51 | 36.7% | 27.8% | 41 | 30.4% | 26.9% | +10 | +6.3pp |
| Mortgage | 74 | 53.2% | 35.1% | 72 | 53.3% | 33.7% | +2 | -0.1pp |
| Renting - Total | 10 | 7.2% | 26.8% | 18 | 13.3% | 29.6% | -8 | -6.1pp |
| Renting - Social housing | 0 | 0.0% | 3.2% | 0 | 0.0% | 3.4% | 0 | 0.0pp |
| Renting - Private | 12 | 8.6% | 23.4% | 19 | 14.1% | 25.5% | -7 | -5.5pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 0 | 0.0% | 0.6% | 0 | 0.0pp |
| Other tenure type | 5 | 3.6% | 2.1% | 0 | 0.0% | 1.0% | +5 | +3.6pp |
| Not stated | 4 | 2.9% | 8.3% | 0 | 0.0% | 8.8% | +4 | +2.9pp |
| Total households | 139 | 100.0% | 100.0% | 135 | 100.0% | 100.0% | +4 | 0.0pp |