Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 25.8% of households in Mackay were purchasing or had fully paid off their home, while 55.4% were renting. The mortgage share was lower than Mackay (R) (35.1%).

Section overview

Housing tenure

Mackay - Households (Enumerated)

This table summarises housing tenure for Mackay in 2021 for persons, with comparison against Mackay (R) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Mackay, with comparison markers for Mackay (R).

Mackay
Mackay (R)

Fully owned

2021 count

265

% of total

13.6%

Change from 2016

-0.5pp

Mortgage

2021 count

237

% of total

12.2%

Change from 2016

-1.5pp

Renting - Total

2021 count

1,075

% of total

55.4%

Change from 2016

-1.2pp

Renting - Social housing

2021 count

204

% of total

10.5%

Change from 2016

-2.3pp

Renting - Private

2021 count

861

% of total

44.3%

Change from 2016

+1.0pp

Renting - Not stated

2021 count

6

% of total

0.3%

Change from 2016

-0.3pp

Other tenure type

2021 count

32

% of total

1.6%

Change from 2016

+1.4pp

Not stated

2021 count

327

% of total

16.8%

Change from 2016

+1.6pp

Data table

Housing tenure for Mackay. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mackay (R).

Housing tenure for Mackay. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mackay (R).
Housing tenure for Mackay. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mackay (R).
Category20212016Change
Count%Mackay (R)%Count%Mackay (R)%Countpp
Fully owned26513.6%27.8%24114.1%26.9%+24-0.5pp
Mortgage23712.2%35.1%23413.7%33.7%+3-1.5pp
Renting - Total1,07555.4%26.8%96556.6%29.6%+110-1.2pp
Renting - Social housing20410.5%3.2%21912.8%3.4%-15-2.3pp
Renting - Private86144.3%23.4%73843.3%25.5%+123+1.0pp
Renting - Not stated60.3%0.2%100.6%0.6%-4-0.3pp
Other tenure type321.6%2.1%30.2%1.0%+29+1.4pp
Not stated32716.8%8.3%26015.2%8.8%+67+1.6pp
Total households1,942100.0%100.0%1,705100.0%100.0%+2370.0pp