Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 74.7% of households in Shoal Point were purchasing or had fully paid off their home, while 18.6% were renting. The mortgage share was higher than Mackay (R) (35.1%).

Section overview

Housing tenure

Shoal Point - Households (Enumerated)

This table summarises housing tenure for Shoal Point in 2021 for persons, with comparison against Mackay (R) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Shoal Point, with comparison markers for Mackay (R).

Shoal Point
Mackay (R)

Fully owned

2021 count

116

% of total

28.7%

Change from 2016

+1.8pp

Mortgage

2021 count

186

% of total

46.0%

Change from 2016

+0.9pp

Renting - Total

2021 count

75

% of total

18.6%

Change from 2016

-3.5pp

Renting - Social housing

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Renting - Private

2021 count

71

% of total

17.6%

Change from 2016

-4.2pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Other tenure type

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Not stated

2021 count

23

% of total

5.7%

Change from 2016

+0.7pp

Data table

Housing tenure for Shoal Point. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mackay (R).

Housing tenure for Shoal Point. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mackay (R).
Housing tenure for Shoal Point. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mackay (R).
Category20212016Change
Count%Mackay (R)%Count%Mackay (R)%Countpp
Fully owned11628.7%27.8%9626.9%26.9%+20+1.8pp
Mortgage18646.0%35.1%16145.1%33.7%+25+0.9pp
Renting - Total7518.6%26.8%7922.1%29.6%-4-3.5pp
Renting - Social housing00.0%3.2%00.0%3.4%00.0pp
Renting - Private7117.6%23.4%7821.8%25.5%-7-4.2pp
Renting - Not stated00.0%0.2%00.0%0.6%00.0pp
Other tenure type00.0%2.1%00.0%1.0%00.0pp
Not stated235.7%8.3%185.0%8.8%+5+0.7pp
Total households404100.0%100.0%357100.0%100.0%+470.0pp