Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Aberglasslyn, accounting for 15.1% (148 households). This share was higher than Maitland (C) (12.4%).
Section overview
Monthly housing loan repayments
Aberglasslyn - Households (Enumerated)
This table summarises housing loan repayments for Aberglasslyn in 2021 for persons, with comparison against Maitland (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Aberglasslyn, with comparison markers for Maitland (C).
$299 or less
2021 count
25
% of total
2.5%
25
2.5%
$300 - $599
2021 count
17
% of total
1.7%
17
1.7%
$600 - $999
2021 count
31
% of total
3.2%
31
3.2%
$1,000 - $1,199
2021 count
48
% of total
4.9%
48
4.9%
$1,200 - $1,399
2021 count
53
% of total
5.4%
53
5.4%
$1,400 - $1,599
2021 count
88
% of total
9.0%
88
9.0%
$1,600-$1,799
2021 count
108
% of total
11.0%
108
11.0%
$1,800 - $1,999
2021 count
114
% of total
11.6%
114
11.6%
$2,000 - $2,199
2021 count
148
% of total
15.1%
148
15.1%
$2,200 - $2,399
2021 count
64
% of total
6.5%
64
6.5%
$2,400-$2,599
2021 count
45
% of total
4.6%
45
4.6%
$2,600-$2,999
2021 count
86
% of total
8.7%
86
8.7%
$3,000-$3,999
2021 count
72
% of total
7.3%
72
7.3%
$4,000-$4,999
2021 count
20
% of total
2.0%
20
2.0%
$5000 and over
2021 count
9
% of total
0.9%
9
0.9%
Not stated
2021 count
55
% of total
5.6%
55
5.6%
Data table
Housing loan repayments for Aberglasslyn. Monthly housing loan repayments. 2021 counts and percentages compared with Maitland (C).
| Category | 2021 count | 2021 % | Maitland (C) % |
|---|---|---|---|
| $299 or less | 25 | 2.5% | 3.5% |
| $300 - $599 | 17 | 1.7% | 2.8% |
| $600 - $999 | 31 | 3.2% | 5.8% |
| $1,000 - $1,199 | 48 | 4.9% | 5.4% |
| $1,200 - $1,399 | 53 | 5.4% | 8.1% |
| $1,400 - $1,599 | 88 | 9.0% | 9.0% |
| $1,600-$1,799 | 108 | 11.0% | 11.1% |
| $1,800 - $1,999 | 114 | 11.6% | 9.0% |
| $2,000 - $2,199 | 148 | 15.1% | 12.4% |
| $2,200 - $2,399 | 64 | 6.5% | 5.8% |
| $2,400-$2,599 | 45 | 4.6% | 3.6% |
| $2,600-$2,999 | 86 | 8.7% | 7.6% |
| $3,000-$3,999 | 72 | 7.3% | 7.2% |
| $4,000-$4,999 | 20 | 2.0% | 2.2% |
| $5000 and over | 9 | 0.9% | 1.4% |
| Not stated | 55 | 5.6% | 5.1% |
| Total | 983 | 100.0% | 100.0% |