Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 79.3% of households in Chisholm (NSW) were purchasing or had fully paid off their home, while 19.1% were renting. The mortgage share was higher than Maitland (C) (39.1%).
Section overview
Housing tenure
Chisholm (NSW) - Households (Enumerated)
This table summarises housing tenure for Chisholm (NSW) in 2021 for persons, with comparison against Maitland (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Chisholm (NSW), with comparison markers for Maitland (C).
Fully owned
2021 count
258
% of total
18.3%
Change from 2016
-23.0pp
258
18.3%
-23.0pp
Mortgage
2021 count
857
% of total
61.0%
Change from 2016
+22.9pp
857
61.0%
+22.9pp
Renting - Total
2021 count
268
% of total
19.1%
Change from 2016
+0.9pp
268
19.1%
+0.9pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
-0.4pp
0
0.0%
-0.4pp
Renting - Private
2021 count
266
% of total
18.9%
Change from 2016
+1.2pp
266
18.9%
+1.2pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-0.4pp
0
0.0%
-0.4pp
Other tenure type
2021 count
5
% of total
0.4%
Change from 2016
0.0pp
5
0.4%
0.0pp
Not stated
2021 count
12
% of total
0.9%
Change from 2016
-1.3pp
12
0.9%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-901
-23.0pp
Mortgage
-213
+22.9pp
Renting - Total
-242
+0.9pp
Renting - Social housing
-11
-0.4pp
Renting - Private
-232
+1.2pp
Renting - Not stated
-12
-0.4pp
Other tenure type
-5
0.0pp
Not stated
-49
-1.3pp
Data table
Housing tenure for Chisholm (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Maitland (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Maitland (C)% | Count | % | Maitland (C)% | Count | pp | |
| Fully owned | 258 | 18.3% | 28.0% | 1,159 | 41.3% | 28.9% | -901 | -23.0pp |
| Mortgage | 857 | 61.0% | 39.1% | 1,070 | 38.1% | 38.3% | -213 | +22.9pp |
| Renting - Total | 268 | 19.1% | 29.8% | 510 | 18.2% | 29.5% | -242 | +0.9pp |
| Renting - Social housing | 0 | 0.0% | 4.8% | 11 | 0.4% | 5.3% | -11 | -0.4pp |
| Renting - Private | 266 | 18.9% | 24.9% | 498 | 17.7% | 23.9% | -232 | +1.2pp |
| Renting - Not stated | 0 | 0.0% | 0.1% | 12 | 0.4% | 0.3% | -12 | -0.4pp |
| Other tenure type | 5 | 0.4% | 2.1% | 10 | 0.4% | 0.9% | -5 | 0.0pp |
| Not stated | 12 | 0.9% | 1.1% | 61 | 2.2% | 2.4% | -49 | -1.3pp |
| Total households | 1,406 | 100.0% | 100.0% | 2,808 | 100.0% | 100.0% | -1,402 | 0.0pp |