Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 67.1% of households in Maitland (C) were purchasing or had fully paid off their home, while 29.8% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Maitland (C) - Households (Enumerated)
This table summarises housing tenure for Maitland (C) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Maitland (C), with comparison markers for Regional NSW.
Fully owned
2021 count
9,133
% of total
28.0%
Change from 2016
-0.9pp
9,133
28.0%
-0.9pp
Mortgage
2021 count
12,750
% of total
39.1%
Change from 2016
+0.8pp
12,750
39.1%
+0.8pp
Renting - Total
2021 count
9,734
% of total
29.8%
Change from 2016
+0.3pp
9,734
29.8%
+0.3pp
Renting - Social housing
2021 count
1,559
% of total
4.8%
Change from 2016
-0.5pp
1,559
4.8%
-0.5pp
Renting - Private
2021 count
8,138
% of total
24.9%
Change from 2016
+1.0pp
8,138
24.9%
+1.0pp
Renting - Not stated
2021 count
45
% of total
0.1%
Change from 2016
-0.2pp
45
0.1%
-0.2pp
Other tenure type
2021 count
672
% of total
2.1%
Change from 2016
+1.2pp
672
2.1%
+1.2pp
Not stated
2021 count
356
% of total
1.1%
Change from 2016
-1.3pp
356
1.1%
-1.3pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,231
-0.9pp
Mortgage
+2,271
+0.8pp
Renting - Total
+1,661
+0.3pp
Renting - Social housing
+119
-0.5pp
Renting - Private
+1,589
+1.0pp
Renting - Not stated
-42
-0.2pp
Other tenure type
+415
+1.2pp
Not stated
-310
-1.3pp
Data table
Housing tenure for Maitland (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 9,133 | 28.0% | 38.0% | 7,902 | 28.9% | 37.4% | +1,231 | -0.9pp |
| Mortgage | 12,750 | 39.1% | 31.2% | 10,479 | 38.3% | 30.6% | +2,271 | +0.8pp |
| Renting - Total | 9,734 | 29.8% | 26.8% | 8,073 | 29.5% | 27.9% | +1,661 | +0.3pp |
| Renting - Social housing | 1,559 | 4.8% | 4.0% | 1,440 | 5.3% | 4.5% | +119 | -0.5pp |
| Renting - Private | 8,138 | 24.9% | 22.6% | 6,549 | 23.9% | 22.7% | +1,589 | +1.0pp |
| Renting - Not stated | 45 | 0.1% | 0.2% | 87 | 0.3% | 0.7% | -42 | -0.2pp |
| Other tenure type | 672 | 2.1% | 2.3% | 257 | 0.9% | 1.0% | +415 | +1.2pp |
| Not stated | 356 | 1.1% | 1.7% | 666 | 2.4% | 3.0% | -310 | -1.3pp |
| Total households | 32,648 | 100.0% | 100.0% | 27,374 | 100.0% | 100.0% | +5,274 | 0.0pp |