Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 58.4% of households in Rutherford were purchasing or had fully paid off their home, while 32.9% were renting. The mortgage share was lower than Maitland (C) (38%).
Section overview
Housing tenure
Rutherford - Households (Enumerated)
This table summarises housing tenure for Rutherford in 2021 for persons, with comparison against Maitland (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Rutherford, with comparison markers for Maitland (C).
Fully owned
2021 count
1,168
% of total
23.3%
Change from 2016
+0.1pp
1,168
23.3%
+0.1pp
Mortgage
2021 count
1,757
% of total
35.1%
Change from 2016
+4.7pp
1,757
35.1%
+4.7pp
Renting - Total
2021 count
1,647
% of total
32.9%
Change from 2016
-4.0pp
1,647
32.9%
-4.0pp
Renting - Social housing
2021 count
399
% of total
8.0%
Change from 2016
-0.8pp
399
8.0%
-0.8pp
Renting - Private
2021 count
1,236
% of total
24.7%
Change from 2016
-3.2pp
1,236
24.7%
-3.2pp
Renting - Not stated
2021 count
10
% of total
0.2%
Change from 2016
-0.1pp
10
0.2%
-0.1pp
Other tenure type
2021 count
223
% of total
4.4%
Change from 2016
+3.1pp
223
4.4%
+3.1pp
Not stated
2021 count
220
% of total
4.4%
Change from 2016
-3.8pp
220
4.4%
-3.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+122
+0.1pp
Mortgage
+388
+4.7pp
Renting - Total
-15
-4.0pp
Renting - Social housing
+2
-0.8pp
Renting - Private
-19
-3.2pp
Renting - Not stated
-2
-0.1pp
Other tenure type
+165
+3.1pp
Not stated
-149
-3.8pp
Data table
Housing tenure for Rutherford. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Maitland (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Maitland (C)% | Count | % | Maitland (C)% | Count | pp | |
| Fully owned | 1,168 | 23.3% | 27.3% | 1,046 | 23.2% | 27.8% | +122 | +0.1pp |
| Mortgage | 1,757 | 35.1% | 38.0% | 1,369 | 30.4% | 36.9% | +388 | +4.7pp |
| Renting - Total | 1,647 | 32.9% | 29.1% | 1,662 | 36.9% | 28.5% | -15 | -4.0pp |
| Renting - Social housing | 399 | 8.0% | 4.7% | 397 | 8.8% | 5.1% | +2 | -0.8pp |
| Renting - Private | 1,236 | 24.7% | 24.3% | 1,255 | 27.9% | 23.1% | -19 | -3.2pp |
| Renting - Not stated | 10 | 0.2% | 0.1% | 12 | 0.3% | 0.3% | -2 | -0.1pp |
| Other tenure type | 223 | 4.4% | 2.0% | 58 | 1.3% | 0.9% | +165 | +3.1pp |
| Not stated | 220 | 4.4% | 3.6% | 369 | 8.2% | 5.9% | -149 | -3.8pp |
| Total households | 5,012 | 100.0% | 100.0% | 4,506 | 100.0% | 100.0% | +506 | 0.0pp |