Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Greenfields, accounting for 14.4% (196 households). This share was higher than Mandurah (C) (9.4%).
Section overview
Monthly housing loan repayments
Greenfields - Households (Enumerated)
This table summarises housing loan repayments for Greenfields in 2021 for persons, with comparison against Mandurah (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Greenfields, with comparison markers for Mandurah (C).
$299 or less
2021 count
72
% of total
5.3%
72
5.3%
$300 - $599
2021 count
66
% of total
4.9%
66
4.9%
$600 - $999
2021 count
179
% of total
13.2%
179
13.2%
$1,000 - $1,199
2021 count
140
% of total
10.3%
140
10.3%
$1,200 - $1,399
2021 count
196
% of total
14.4%
196
14.4%
$1,400 - $1,599
2021 count
157
% of total
11.6%
157
11.6%
$1,600-$1,799
2021 count
147
% of total
10.8%
147
10.8%
$1,800 - $1,999
2021 count
61
% of total
4.5%
61
4.5%
$2,000 - $2,199
2021 count
96
% of total
7.1%
96
7.1%
$2,200 - $2,399
2021 count
26
% of total
1.9%
26
1.9%
$2,400-$2,599
2021 count
11
% of total
0.8%
11
0.8%
$2,600-$2,999
2021 count
45
% of total
3.3%
45
3.3%
$3,000-$3,999
2021 count
45
% of total
3.3%
45
3.3%
$4,000-$4,999
2021 count
16
% of total
1.2%
16
1.2%
$5000 and over
2021 count
14
% of total
1.0%
14
1.0%
Not stated
2021 count
87
% of total
6.4%
87
6.4%
Data table
Housing loan repayments for Greenfields. Monthly housing loan repayments. 2021 counts and percentages compared with Mandurah (C).
| Category | 2021 count | 2021 % | Mandurah (C) % |
|---|---|---|---|
| $299 or less | 72 | 5.3% | 4.1% |
| $300 - $599 | 66 | 4.9% | 3.7% |
| $600 - $999 | 179 | 13.2% | 7.7% |
| $1,000 - $1,199 | 140 | 10.3% | 6.8% |
| $1,200 - $1,399 | 196 | 14.4% | 9.4% |
| $1,400 - $1,599 | 157 | 11.6% | 9.5% |
| $1,600-$1,799 | 147 | 10.8% | 11.4% |
| $1,800 - $1,999 | 61 | 4.5% | 7.9% |
| $2,000 - $2,199 | 96 | 7.1% | 11.4% |
| $2,200 - $2,399 | 26 | 1.9% | 4.5% |
| $2,400-$2,599 | 11 | 0.8% | 2.7% |
| $2,600-$2,999 | 45 | 3.3% | 5.4% |
| $3,000-$3,999 | 45 | 3.3% | 5.7% |
| $4,000-$4,999 | 16 | 1.2% | 2.3% |
| $5000 and over | 14 | 1.0% | 1.5% |
| Not stated | 87 | 6.4% | 5.9% |
| Total | 1,358 | 100.0% | 100.0% |